I've had my Bank of America Cash Rewards for a little over a year now and decided to ask for my first CLI on the card. When it asked me what I wanted as my new limit, I put in $10K knowing that they would counter with the most they felt comfortable with based on what I've read here. I sent the request in on Monday and got a 7-10 day message with a note indicating that it needed to be manually reviewed.
This morning, I got a nice surprise in my email:
They gave me all 10K! I've heard that if they approve the entire amount requested, money was most likely left on the table. I'm sure I didn't leave much on the table! This is now by far my highest limit card. Once this and my recent Apple Card CLI reports, my next goal is to apply for a Chase Freedom Flex.
DPs:
TU FICO 8 as of their last AR is a 740.
Opened November 2019 with no FICO score at the time.
I originally applied as a student. I have since graduated and am now self-employed.
I have been a banking customer with BofA since 2012, and my weekly direct deposit goes in my checking account with them.
The "request a credit line increase" link in Online Banking has been present since the card was opened and is still present after the CLI.
Congratulations on your CLI!
Wow, very nice increase. Congratulations CreditAggie!
@AllZero wrote:
Congratulations on your CLI!
@Credit4Growth wrote:Wow, very nice increase. Congratulations CreditAggie!
@Anonymous wrote:Congrats on your CLI. Hoping for mine to also have some good growth in the near future 😊
Thank you @AllZero @Credit4Growth @Anonymous !
