cancel
Showing results for 
Search instead for 
Did you mean: 

BofA Cash Rewards 10X CLI - $1K to $10K!

CreditAggie
Senior Contributor

BofA Cash Rewards 10X CLI - $1K to $10K!

I've had my Bank of America Cash Rewards for a little over a year now and decided to ask for my first CLI on the card. When it asked me what I wanted as my new limit, I put in $10K knowing that they would counter with the most they felt comfortable with based on what I've read here. I sent the request in on Monday and got a 7-10 day message with a note indicating that it needed to be manually reviewed.

 

This morning, I got a nice surprise in my email:

IMG_4986.jpg

They gave me all 10K! I've heard that if they approve the entire amount requested, money was most likely left on the table. I'm sure I didn't leave much on the table! This is now by far my highest limit card. Once this and my recent Apple Card CLI reports, my next goal is to apply for a Chase Freedom Flex.

 

DPs:

TU FICO 8 as of their last AR is a 740.

Opened November 2019 with no FICO score at the time.

I originally applied as a student. I have since graduated and am now self-employed.

I have been a banking customer with BofA since 2012, and my weekly direct deposit goes in my checking account with them.

The "request a credit line increase" link in Online Banking has been present since the card was opened and is still present after the CLI.

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 1 of 45
44 REPLIES 44
AllZero
Mega Contributor

Re: BofA Cash Rewards 10X CLI - $1K to $10K!

Congratulations on your CLI!
Message 2 of 45
Credit4Growth
Valued Contributor

Re: BofA Cash Rewards 10X CLI - $1K to $10K!

Wow, very nice increase.  Congratulations CreditAggie!

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 3 of 45
CallmeJo
Contributor

Re: BofA Cash Rewards 10X CLI - $1K to $10K!

Congrats on your CLI. Hoping for mine to also have some good growth in the near future 😊

Message 4 of 45
barca
Regular Contributor

Re: BofA Cash Rewards 10X CLI - $1K to $10K!

Congrats.

I did not know the BOA cash rewards also come in MasterCard 

Message 5 of 45
CreditAggie
Senior Contributor

Re: BofA Cash Rewards 10X CLI - $1K to $10K!


@AllZero wrote:
Congratulations on your CLI!
@Credit4Growth wrote:

Wow, very nice increase.  Congratulations CreditAggie!


@CallmeJo wrote:

Congrats on your CLI. Hoping for mine to also have some good growth in the near future 😊


Thank you @AllZero @Credit4Growth @CallmeJo !

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 6 of 45
JoeLuvsHisCredit
Valued Contributor

Re: BofA Cash Rewards 10X CLI - $1K to $10K!

Congratulations 

Message 7 of 45
CreditAggie
Senior Contributor

Re: BofA Cash Rewards 10X CLI - $1K to $10K!


@barca wrote:

Congrats.

I did not know the BOA cash rewards also come in MasterCard 


Thank you @barca ! This card has been offered as both a MC and a Visa. It is currently offered as a Visa.

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 8 of 45
blindambition
Community Leader
Senior Contributor

Re: BofA Cash Rewards 10X CLI - $1K to $10K!

Congrats on that very nice CLI!!! Between your CR and Apple, you've seen some very nice growth over the past year. Your odds on CFF are definitely in your favor!!! 👍🏻 

Message 9 of 45
M_Smart007
Epic Contributor

Re: BofA Cash Rewards 10X CLI - $1K to $10K!

Very nice CLI .. Congrats! ..

Message 10 of 45
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.