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BofA Cash Rewards Approval, 6K

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Oops_I_Did_It_Again
Regular Contributor

BofA Cash Rewards Approval, 6K

 

BofA Approval.png

 

 

Instant approval, $6K SL

Applied with code from mailer.  Appearence of special offer/deal for this card gave me additional confidence that I had a good shot at this one.  I've wanted this card for quite a while, so I'm elated --  the application was simple and the SL is good, for me.

 

  • interest rate 0% APR for 12 Months, then 15.99%
  • 0% Balance Transfer for 12 months
  • $200 SUB for $1000.00 spend within 3 months

DPs, time of application:

  • BofA Checking account, 7 months old
  • Hard Pulled EX Fico8=763
  • aggregate utilization 3%, DTI 21%, all zero method, 1/9 balance
  • AoOA 2Y6M, AAoA 1Y4M, New Accounts 7/24, 4/12, 1/6, 0/3
Credit Profile (FEB 2024)
F8 EX 767 EQ 770, TU 773, F8 BC EX 784, EQ BC 789, F9 EX 777
TCL: $124,200, reporting available: $120,995
cc utilization: 3%, auto loan: $5,456/$6850
AoOA 5Y 9M, AAoA 3Y 3M, AoYA 7M
new cc accounts 3/24, 2/12, 0/6, 0/3, INQs 12 months EX 2, EQ 1, TU 1

Personal Cards (15)
Chase/Amazon Prime Visa, Freedom Unlimited, Bank of America CCR, American Express BCP+CM, GS Apple Card (MC)
PenFed PC Rewards, Citibank DoubleCash, Discover IT + BT, Regions Cash Rewards, Wells Fargo AC, CapOne QS, Synchrony PPMC +
Closed (1): Synchony Amazon Prime

Business Cards (1)
American Express BBC
Message 1 of 16
15 REPLIES 15
CreditAggie
Community Leader
Super Contributor

Re: BofA Cash Rewards Approval, 6K

Congratulations on your BofA Cash Rewards approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 16
blindambition
Senior Contributor

Re: BofA Cash Rewards Approval, 6K

Congrats on the approval!! Enjoy it!!

Smiley Happy

Message 3 of 16
gdale6
Moderator Emeritus

Re: BofA Cash Rewards Approval, 6K

Same limit I was approved at with my first Cash Rewards card in 16', this is a very useful card and categories can change every month, congrats on getting it Smiley Happy

Message 4 of 16
M_Smart007
Legendary Contributor

Re: BofA Cash Rewards Approval, 6K

Congratulations!

Message 5 of 16
AllZero
Mega Contributor

Re: BofA Cash Rewards Approval, 6K

Congratulations on your approval!
Message 6 of 16
Anonymous
Not applicable

Re: BofA Cash Rewards Approval, 6K

Congrats on the approval and nice starting limit.

Message 7 of 16
ccquest
Established Contributor

Re: BofA Cash Rewards Approval, 6K

Enjoy your new card! Been good for me the last buncha years and broad categories for the 3% and a 2% that actually includes Walmart too.
as of 1/1/23
Current Cards:
Message 8 of 16
MartyWrite75
Valued Contributor

Re: BofA Cash Rewards Approval, 6K

Congratulations on your approval!

April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 9 of 16
dudefromtx
Established Contributor

Re: BofA Cash Rewards Approval, 6K

Very nice approval, congrats!

Message 10 of 16
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