I've been lurking a looooong time, and this is my first post.
So, to start... I've been on a rebuilding journey for a while now. My scores were in the mid 500's around a year ago due to hard times and poor decisions. I've had luck with Discover graduating my secured card and upping the CL to 750 at graduation. I also have a Citi secured card that was due to graduate in March, but I ended up getting a letter stating something along the lines of, "we will be renewing your secured account for another year and holding your deposit". Last week, I was checking a few prequalification pages, and ended up landing an Amex Delta Gold with a SL of 1000! Amex was the first to extend me an unsecured line from the start. With the hype of that approval (haven't even recieved the card in the mail, yet), I lurked around the forums for some info on BofA approvals. Ultimately, I decided to pull the trigger on the Cash Rewards, hoping that my current 6 year relationship with them would positively impact their decision.
Approved! With an SL of 5500!!!
As for baddies, I currently have two paid charged off Capital One accounts and a paid collection.
CONGRATS on your Approval, the AWESOME SL, your Rebuilding Success, and Thanks for the DPs and Welcome to the FORUMS!!!
Congrats on the graduation and the approval!
Where are the Girls???
Congrats on your approval !!!!!