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BofA Cash Rewards CLI

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Anonymous
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BofA Cash Rewards CLI

New to credit, got my first card (BofA Cash Rewards) in August. Was approved with a $1000 limit then. On exactly 90 days, luv button appeared online. Took the plunge and asked for 10k. They countered with $3900. Not a huge limit but still very pleased with the increase, almost 4x my previous limit Smiley Happy

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: BofA Cash Rewards CLI

Every little bit helps. Congrats

Message 2 of 8
Anonymous
Not applicable

Re: BofA Cash Rewards CLI

Congrats on your CLI !!!!

 

 

Message 3 of 8
19eighty5
Senior Contributor

Re: BofA Cash Rewards CLI

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 4 of 8
Anonymous
Not applicable

Re: BofA Cash Rewards CLI

Congrats on your increase...any data points to share...thanks!!

Message 5 of 8
RonM21
Valued Contributor

Re: BofA Cash Rewards CLI

Congrats on the increase!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 8
Anonymous
Not applicable

Re: BofA Cash Rewards CLI


@Anonymous wrote:

Congrats on your increase...any data points to share...thanks!!


EX: 744

TU: 735

 

No lates, no inquiries. Util at 19% 

 

BofA Cash Rewards: 3 months old $1000 CL

AU on Chase Southwest Premier Plus: 2 years old $8500 CL

AAOA: 1y 4 months

 

I only moved to the US very recently so very short credit history. No loans. Only credit I had solely in my name when I got this CLI was the Cash Rewards card. I do have checking and savings accounts with BofA since February. They've been pretty good to me so far.

Message 7 of 8
AverageJoesCredit
Legendary Contributor

Re: BofA Cash Rewards CLI

Congrats on success with BoaSmiley Happy
Message 8 of 8
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