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New to credit, got my first card (BofA Cash Rewards) in August. Was approved with a $1000 limit then. On exactly 90 days, luv button appeared online. Took the plunge and asked for 10k. They countered with $3900. Not a huge limit but still very pleased with the increase, almost 4x my previous limit
Every little bit helps. Congrats
Congrats on your CLI !!!!
Congratulations on your CLI!
Congrats on your increase...any data points to share...thanks!!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Anonymous wrote:Congrats on your increase...any data points to share...thanks!!
EX: 744
TU: 735
No lates, no inquiries. Util at 19%
BofA Cash Rewards: 3 months old $1000 CL
AU on Chase Southwest Premier Plus: 2 years old $8500 CL
AAOA: 1y 4 months
I only moved to the US very recently so very short credit history. No loans. Only credit I had solely in my name when I got this CLI was the Cash Rewards card. I do have checking and savings accounts with BofA since February. They've been pretty good to me so far.