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BofA Cash Rewards CLI

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New Contributor

BofA Cash Rewards CLI

New to credit, got my first card (BofA Cash Rewards) in August. Was approved with a $1000 limit then. On exactly 90 days, luv button appeared online. Took the plunge and asked for 10k. They countered with $3900. Not a huge limit but still very pleased with the increase, almost 4x my previous limit Smiley Happy

Dining, Groceries & Online Shopping: Gold, BofA Cash Rewards
Flights & Status: Schwab Platinum
General Spend: BBP, BofA Premium
Sock Drawer: Discover, Southwest Premier
Gardening Since: 9/2019
Message 1 of 8
7 REPLIES 7
Frequent Contributor

Re: BofA Cash Rewards CLI

Every little bit helps. Congrats







Biz Cards
Message 2 of 8
Senior Contributor

Re: BofA Cash Rewards CLI

Congrats on your CLI !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 8
Senior Contributor

Re: BofA Cash Rewards CLI

Congratulations on your CLI!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 4 of 8
Valued Contributor

Re: BofA Cash Rewards CLI

Congrats on your increase...any data points to share...thanks!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 5 of 8
Valued Contributor

Re: BofA Cash Rewards CLI

Congrats on the increase!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 6 of 8
New Contributor

Re: BofA Cash Rewards CLI


@doinit1 wrote:

Congrats on your increase...any data points to share...thanks!!


EX: 744

TU: 735

 

No lates, no inquiries. Util at 19% 

 

BofA Cash Rewards: 3 months old $1000 CL

AU on Chase Southwest Premier Plus: 2 years old $8500 CL

AAOA: 1y 4 months

 

I only moved to the US very recently so very short credit history. No loans. Only credit I had solely in my name when I got this CLI was the Cash Rewards card. I do have checking and savings accounts with BofA since February. They've been pretty good to me so far.

Dining, Groceries & Online Shopping: Gold, BofA Cash Rewards
Flights & Status: Schwab Platinum
General Spend: BBP, BofA Premium
Sock Drawer: Discover, Southwest Premier
Gardening Since: 9/2019
Message 7 of 8
Community Leader
Mega Contributor

Re: BofA Cash Rewards CLI

Congrats on success with BoaSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 8 of 8
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