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BofA Luv

Five6Two
Frequent Contributor

BofA Luv

Was denied last time around, had a 26pt jump after 4 accounts aged to 12 months, 91 days since last denial so I asked BofA for her hand and this little lady gave me a 10k dance. Was at 30.7k and asked for 45k, she countered with 40.7k. I will take it! bofa increase of 10kbofa increase of 10k

Siggy under construction Smiley Happy
18 REPLIES 18
ClassicMan
Valued Contributor

Re: BofA Luv

Nice congrats on your CLI.

12/18/19




05/27/20





Cards

Authorized User
Message 2 of 19
AllZero
Super Contributor

Re: BofA Luv

Congratulations on your CLI!
Message 3 of 19
Steve891
Senior Contributor

Re: BofA Luv

Congrats on your sweet BofA Cash Rewards CLI!




Message 4 of 19
CreditAggie
Senior Contributor

Re: BofA Luv

Congratulations on your BofA CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 5 of 19
UH_HUH
Valued Contributor

Re: BofA Luv


@Five6Two wrote:

Was denied last time around, had a 26pt jump after 4 accounts aged to 12 months, 91 days since last denial so I asked BofA for her hand and this little lady gave me a 10k dance. Was at 30.7k and asked for 45k, she countered with 40.7k. I will take it! bofa increase of 10kbofa increase of 10kC


Congratulations on that massive CLI!!

That's a good day in anyones book!

Enjoy your success,

Cheers

Message 6 of 19
M_Smart007
Epic Contributor

Re: BofA Luv

Congratulations on your approval!

Message 7 of 19
angelwingz
Valued Contributor

Re: BofA Luv

Congratulations on your CLI! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 8 of 19
marmaladepie
Regular Contributor

Re: BofA Luv

Awesome! Congrats on the huge increase! Do you find that usuage helps? If so how much of the limit do you use each month? DH's cash rewards card has been at the same limit for a couple of years. They stopped giving increases when he requests bc he moved his spend to Chase. So we're thinking how much of his limit he should be using regularly again to get approved for another increase. Scores are high 700s-800s. 

Message 9 of 19
CYBERSAM
Valued Contributor

Re: BofA Luv

Congrats! Very nice jump.







           
Message 10 of 19
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