Re: BofA WWF Cash Rewards - myFICO® Forums - 5957128

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Picked up a BofA WWF Cash Rewards card.

1. A 5.25% category I pick to complement Freedom and Discover 5% categories.

2. 3.5% at Costco to pick up some of the excess (beats the current 2.625% I get with PR). This cobrand card comes as a Visa instead of a MC.

3. $200 SUB

4. 0% for 15 months

5. No AF and little additional overall complexity as I already have a Premium Rewards.

$21k SL, not sure about APR

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select

Message 1 of 9

8 REPLIES 8

Congratulations on your approval!

Message 2 of 9

$21K SL! That's huge! Congrats!

BECU Visa : $40,000 Date Opened: 02/2020

Delta Reserve : $20,000 Date Opened: 01/2020

Amex Blue Cash Preferred : $19,900 Date Opened : 07/2013

Chase Freedom Unlimited : $19,300 Date Opened : 02/2020

Citi Double Cash : $19,000 Date Opened : 06/2015

B of A Cash Rewards : $16,000 Date Opened : 12/2013

Barclaycard Ring : $10,000 Date Opened : 06/2017

Citi Simplicity : $9,000 Date Opened : 10/2011

Commerce Special Connections : $8,000 Date Opened 04/2015

Discover It : $7,100 Date Opened : 04/2013

Marriott Bonvoy Boundless : $5,500 Date Opened 07/2013

Delta Platinum : $2,000 Date Opened : 08/2018

Last App: BECU 02-26-2020
Pronouns: He/Him/His

Message 3 of 9

Congrats!..

Message 4 of 9

Congrats on your new BofA card! I'm taking a fresh look at their site now.

NFCU cashRewads | $2,000 | February 2020

BBVA ClearPoints | $2,500 | June 2020

Discover IT Chrome | $1,800 | May 2020

Capital One QuickSilver | $750 | February 2020

Self Lender | $500 x 24mo | January 2020

Take the myFICO Fitness Challenge

Message 5 of 9

Congrats on the approval!!

AODFCU 3%CB Visa Signature $10,000 @9.99%

Langley FCU Cash Back Visa $7,500 @ 15.00%

DCU Platinum Visa $5,000 @ 15.25%

NFCU Platinum Visa $4,000 @ 14.99%

Discover IT Student $2,000

Amex Delta Platinum AU $1,700

Amex Delta Gold AU $1,000

PayPal MC $5,000

PayPal Credit $3,500

Amazon Prime Store Card $3,000

Care Credit $5,000

SamsClub $2,500

Cap1 Walmart MC $400

WF College Card $1,200 @15.15%

Genesis Kay $5,100

Best Buy Store Card AU $5,000

Target RedCard $500

Macy's Citi Store Card $6,500

Sold my soul for the Gold card, and was given a measly $666 VPSL

Ford Motor Credit 72mos @ 0%

Message 6 of 9

Congratulations on your approval! 👍

Message 7 of 9

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 8 of 9

Congrats on the approval!

Message 9 of 9