BofA cash rewards 3-2-1

score_is_497_hehe · ‎10-04-2018

They sent me mail few times, threw it away. Then couple months later went online and got them to show me list of cards based on soft pull. Picked cash rewards card because of 3% cb on gas and spend 500/3months get 200 cash back offer.

After application it went to thank you page with status "in review". Made me kind of mad, because they sent me offers and now in review. Nothing changed between mail offers and that day, scores went up a little actually. That was on 9/30/18.

Only today I got email that I am approved and will get card and some package in 7 to 10 days. Not sure about CL or APR.

Scores: eq 766, tu 773, ex 778. No baddies, utilization 21% over all. They pulled ex, got -2 pt drop after it.

Anonymous · ‎10-04-2018

Congratulations.

xaximus · ‎10-04-2018

Congrats on the approval! I would call Customer Service or if you have a BoA account online - to login and check there, you'll see your CL.

Scores - All bureaus 770 +
TCL - Est. $410K

19eighty5 · ‎10-04-2018

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Emyshor · ‎10-08-2018

Any one has a number to call and ask about an application that says "In Review"? I've call the number for Application Status (from Backdoor Numbers) but nobody answer, just redirects to the website. I want to talk to a person.

How come I see a lot of people here got the same message "In Review"? What happened with approving in 60-90 sec, like was in the past?

Thanks.

score_is_497_hehe · ‎10-12-2018

Got the card, SL is 8k.

Cred4All · ‎10-12-2018

@score_is_497_hehe wrote:
Got the card, SL is 8k.

That's decent Op, it will grow well with BoA every 6 months.