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Boscov's credit line increase

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Hockeypnc1
Established Contributor

Boscov's credit line increase

After many, many (and I mean MANY) denials for credit increases on my 10+ Comenity cards, I tried calling in one for Boscov's. I just got this card less than a month ago with a limit of $250.

 

The automated system asks "would you like a specific credit line?" I said No.

 

It raised me from $250 to $1,050! Nice. 

 

Since we don't even have any Boscov's around here, I doubt I will use the card. Just trying to pad my available credit!!

 

 

 

Message 1 of 13
12 REPLIES 12
AlmostNJ
Regular Contributor

Re: Boscov's credit line increase

You should wait every 91 days to ask for credit line increases on the Comenity Cards.

I have a 30k CL with Boscov after 3 years. I have a credit score of 708 EX Fico 8.
Message 2 of 13
Anonymous
Not applicable

Re: Boscov's credit line increase

Congrats on your CLI !!!!!

 

Message 3 of 13
Rogue46
Established Contributor

Re: Boscov's credit line increase

I hit them up every 30 days like clockwork and haven't been denied yet. Usually see a $2000 CLI each time.





Message 4 of 13
Hockeypnc1
Established Contributor

Re: Boscov's credit line increase

I did not know about the 90 day wait. I will try again next month I think

Message 5 of 13
Marz2002
Senior Contributor

Re: Boscov's credit line increase

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your 4x Plus CLI!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 6 of 13
sauciefarr
New Contributor

Re: Boscov's credit line increase

I called the Robolady for the first time last month for a Boscov increase --- I had a SL of $500.  I was given a $4000 credit limit, but they did a HP.

4/2/2024. FICO 8 EX 795; EQ 780; TU 813. AMEX Platinum NPSL; AMEX Gold NPSL; AMEX Cash Magnet 29,800; AMEX Delta Reserve 20,200; PenFed PCR Visa 12,500; PenFed Pathfinder 15,000; PenFed Gold Visa 10,000; PenFed LOC 10,000; Macys AMEX 25,000; Home Depot 25,000; NFCU Plat Visa 30,000; NFCU Plat MC 15,000; USAA AMEX 6000; USAA Cash Rewards VISA 20,000; IKEA 19,200; Venmo VISA 20,000; SamsClub MC 20,000; Discover 19,600, Citibank Aadvantage Platinum Select World Elite MC 9800; Pottery Barn 29,700; Williams-Sonoma 15,000; FNBO VISA Signature 14,000; Sportsmans Guide VISA 12,400; Sephora VISA Signature 13,400; Target MC 7000; AAA Signature Visa 11,400. Total Credit Limit $482,000
Message 7 of 13
ChargedUp
Senior Contributor

Re: Boscov's credit line increase

I thought Comenity was doing HP's for all CLI's nowadays?


@sauciefarr wrote:

I called the Robolady for the first time last month for a Boscov increase --- I had a SL of $500.  I was given a $4000 credit limit, but they did a HP.


 

Message 8 of 13
Anonymous
Not applicable

Re: Boscov's credit line increase

Congrats on your increase!!

Message 9 of 13
sauciefarr
New Contributor

Re: Boscov's credit line increase

I also requested CLI for Wayfair and Overstock the same day -- SP for both of those. 1800 increase on Overstock and 1450 increase on Wayfair. Perhaps the one HP is sufficient across all cards...???
4/2/2024. FICO 8 EX 795; EQ 780; TU 813. AMEX Platinum NPSL; AMEX Gold NPSL; AMEX Cash Magnet 29,800; AMEX Delta Reserve 20,200; PenFed PCR Visa 12,500; PenFed Pathfinder 15,000; PenFed Gold Visa 10,000; PenFed LOC 10,000; Macys AMEX 25,000; Home Depot 25,000; NFCU Plat Visa 30,000; NFCU Plat MC 15,000; USAA AMEX 6000; USAA Cash Rewards VISA 20,000; IKEA 19,200; Venmo VISA 20,000; SamsClub MC 20,000; Discover 19,600, Citibank Aadvantage Platinum Select World Elite MC 9800; Pottery Barn 29,700; Williams-Sonoma 15,000; FNBO VISA Signature 14,000; Sportsmans Guide VISA 12,400; Sephora VISA Signature 13,400; Target MC 7000; AAA Signature Visa 11,400. Total Credit Limit $482,000
Message 10 of 13
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