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Boscov's credit line increase

Hockeypnc1
Established Contributor

Boscov's credit line increase

After many, many (and I mean MANY) denials for credit increases on my 10+ Comenity cards, I tried calling in one for Boscov's. I just got this card less than a month ago with a limit of $250.

 

The automated system asks "would you like a specific credit line?" I said No.

 

It raised me from $250 to $1,050! Nice. 

 

Since we don't even have any Boscov's around here, I doubt I will use the card. Just trying to pad my available credit!!

 

 

 

Message 1 of 13
12 REPLIES 12
AlmostNJ
Contributor

Re: Boscov's credit line increase

You should wait every 91 days to ask for credit line increases on the Comenity Cards.

I have a 30k CL with Boscov after 3 years. I have a credit score of 708 EX Fico 8.
Message 2 of 13
VoltronM
Senior Contributor

Re: Boscov's credit line increase

Congrats on your CLI !!!!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 13
Rogue46
Frequent Contributor

Re: Boscov's credit line increase

I hit them up every 30 days like clockwork and haven't been denied yet. Usually see a $2000 CLI each time.





Message 4 of 13
Hockeypnc1
Established Contributor

Re: Boscov's credit line increase

I did not know about the 90 day wait. I will try again next month I think

Message 5 of 13
Marz2002
Valued Contributor

Re: Boscov's credit line increase

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your 4x Plus CLI!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 6 of 13
sauciefarr
Valued Member

Re: Boscov's credit line increase

I called the Robolady for the first time last month for a Boscov increase --- I had a SL of $500.  I was given a $4000 credit limit, but they did a HP.

Message 7 of 13
ChargedUp
Valued Contributor

Re: Boscov's credit line increase

I thought Comenity was doing HP's for all CLI's nowadays?


@sauciefarr wrote:

I called the Robolady for the first time last month for a Boscov increase --- I had a SL of $500.  I was given a $4000 credit limit, but they did a HP.


 

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 8 of 13
doinit1
Valued Contributor

Re: Boscov's credit line increase

Congrats on your increase!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 9 of 13
sauciefarr
Valued Member

Re: Boscov's credit line increase

I also requested CLI for Wayfair and Overstock the same day -- SP for both of those. 1800 increase on Overstock and 1450 increase on Wayfair. Perhaps the one HP is sufficient across all cards...???
Message 10 of 13
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