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Box CLI x 2 and new account, but they borrowed from another card :(

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DeeBee78
Valued Contributor

Box CLI x 2 and new account, but they borrowed from another card :(

I don't know why BoA loves me, but they really do! I noticed the CLI links were active in my two accounts, so I went for the big one first - my $34K BoA 123 card. Hit the button, put in my details and boom - CLI to $44K. 

 

Next up was my BBR that is used for $10.99 a month for Netflix. I hit the button, put in my info and boom - CLI to $11.4K 

 

Finally, I decided to see just how far I could push my luck with this, and went for the vanilla BankAmericard, as I plan to use it for a BT after I use another card for an upcoming large purchase. Put in my details, hit the submit button, instant approval for $11.3K

 

After waiting a few minutes, I logged back in, hoping to see some nice new limits, and noticed that they borrowed 11.3K from my 123 card to open the BankAmericard. Sad panda Smiley Sad Still though, this puts me at $55.4K of exposure with BoA. Household income is at $175K, putting me right around 31% of income as exposure with them. 

 

Not 100% sure on scores, but my last Discover scorecard had 768 as of 7/20/18. 

Message 1 of 10
9 REPLIES 9
simplynoir
Community Leader
Mega Contributor

Re: Box CLI x 2 and new account, but they borrowed from another card :(

Welcome to the BofA CLI train especially since they are now SPs!

Message 2 of 10
xaximus
Valued Contributor

Re: Box CLI x 2 and new account, but they borrowed from another card :(

Congrats on the killer CLIs and the new approval!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 3 of 10
DeeBee78
Valued Contributor

Re: Box CLI x 2 and new account, but they borrowed from another card :(


@simplynoir wrote:

Welcome to the BofA CLI train especially since they are now SPs!


Woah, news to me! I've been off the forums for a while! I'll start asking for them whenever the links appear now Smiley Happy 

Message 4 of 10
AverageJoesCredit
Legendary Contributor

Re: Box CLI x 2 and new account, but they borrowed from another card :(

Congrats DeeBee, how many cli can a myFicoer fit inside a BOX? Smiley Wink
Message 5 of 10
Anonymous
Not applicable

Re: Box CLI x 2 and new account, but they borrowed from another card :(

Congrats on your CLIs and approval , BOFA love your profile for sure !!!

 

 

Message 6 of 10
coldfusion
Community Leader
Mega Contributor

Re: Box CLI x 2 and new account, but they borrowed from another card :(

 

Congrats on a nice haul.

 

BTW, as a reminder there are 2 ways you can view BoA's 12 month history of your TU FICO 8 score by logging into your BoA account. 

 

The first way is by selecting the Accounts option on the upper left and then clicking on the "View Your FICO Score' link on the right side under the Activity Center panel.  Or, you can select Tools & Investing then drag straight down to the "View Your FICO Score link" found there.

(2/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 7 of 10
simplynoir
Community Leader
Mega Contributor

Re: Box CLI x 2 and new account, but they borrowed from another card :(


@DeeBee78 wrote:

@simplynoir wrote:

Welcome to the BofA CLI train especially since they are now SPs!


Woah, news to me! I've been off the forums for a while! I'll start asking for them whenever the links appear now Smiley Happy 


Mmhmm it started about a couple of months ago actually.

 

https://ficoforums.myfico.com/t5/Credit-Cards/BoA-to-stop-HPs-for-CLI-s/td-p/5250589

Message 8 of 10
Anonymous
Not applicable

Re: Box CLI x 2 and new account, but they borrowed from another card :(

Congrats on the approval!Smiley Very Happy

Message 9 of 10
Cred4All
Valued Contributor

Re: Box CLI x 2 and new account, but they borrowed from another card :(

Congrats on the increases and addition to the wallet!


Message 10 of 10
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