Congrats on the approval!
It was my fourth AMEX card and the Cashback really does build quickly on it! You'll be surprised how much spending doesn't fall into those common traditional high rewards categories like supermarkets, gas stations, restaurants, etc. Using this card for all that "other" spending is a blanket 2% that you would have maybe seen 1% on prior to this card. It's pretty much become the de facto "everything else" card in our family! 👍
Enjoy your new card, and the rewards that come with! ✌️
My Current Credit Bio
Open Accounts: AMEX Gold Card:
NPSL • NFCU Visa Signature Flagship Rewards Card:
$20K • NFCU More Rewards AMEX:
$19K • Fidelity Rewards Visa Signature Card:
$15K (New!) • PayPal Cashback World Mastercard:
$15K • NFCU Platinum Visa:
$15K • U.S. Bank Altitude Go Visa Signature Card:
$10K (New!) • Amazon Prime Store Card (Synchrony Bank):
$10K • Discover it Miles:
$9.5K • Bread 2% Cashback AMEX:
$8,150 • Discover it Cash Back:
$6.5K • Target Mastercard (AU):
$6.5K • Dell Pay Credit:
$5.5K • Truist Bank Future Visa Card:
$5K • My GM Rewards Mastercard:
$4.5K (New!) • AAA Visa Signature (Daily Advantage) Card:
$4.2K • PayPal Credit (Synchrony Bank):
$3,750 • AMEX Delta SkyMiles Platinum Card:
$3.4K (Recent CLI from $1.7K!) • Kohl’s Card:
$3K • Merrick Bank Double Your Line MasterCard:
$2.5K • Walmart Rewards MasterCard:
$2.1K • GS Apple Card:
$1,750 • AMEX Blue Cash Preferred (BCP):
$1K • AMEX Blue Cash Everyday (BCE):
$1K
Closed Accounts: Target RedCard
* (Please sir, may I have some more? NO!) • Mercury Mastercard
* (APR hit 34.24%! Ouch!) • AMEX Delta SkyMiles Blue Card
* (Don't need this AND the Platinum version) • Tomo Visa Signature Card
(Low SL/CL, High APR!) • Ollo Platinum MasterCard
(Subprime, Low SL/CL, 28.49% APR) • Upgrade Card
(Low SL/CL, APR was 29.99%!) • Aspire MasterCard
(Subprime, Account closed due to inactivity!) • Various Capital One Cards
* (Platinum, QuicksilverOne, Quicksilver, & SavorOne)
(Buckets!!!)
Wish List: * USAA Preferred Cash Rewards Visa Signature Card • Synchrony Verizon Visa Card • M1 Plus Owner's Rewards Card •
AMEX Blue Cash Preferred (BCP) •
NFCU Visa Signature Flagship Rewards •
Discover it Miles Card
Current Credit Scores: *
FICO 9 last updated on 4/3, Vantage 4 on 4/2.
Current Select Stats:• Current Scores Range:
700 to
759.
*• Next Goal: 750+ “All Around.”
• Paid On-Time:
100%!
*• Utilization:
~4%!
*• Total Credit Limit:
$165,850!
*• Permanently Disabled: December, 2020.
• Started Rebuilding: August, 2020 (~3½ Years!).
• BK7 Filed: February, 2017 (Discharged).
“I can’t…” are likely the two most overused words in our vocabulary!
* Last Updated: 4/6/2024, unless otherwise noted.
