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Bread Cashback American Express *UPDATE*

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CreditMagic7
Mega Contributor

Bread Cashback American Express *UPDATE*

I have a very long history with Comenity in excellent standing over the years/Bread now. Since i hold some of their good card products i decided to go for that Amex Cashback Card. Entered the details in the application and it came back INSTANT APPROVED.

 

Im not on any spree, just adding another useful credit card product-I got immediate alerts that they pulled EXPERIAN. There was 3 APR's assigned and i figured i might probably get the middle tier and sure enough did. They were 17%-27%-29%

 

I PIF mostly so that APR won'r be of much concern. My FICO SCORE is unknown to me but they will mail it with "The price you pay for credit" letter like most others.

 

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** UPDATE**

 

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Message 1 of 63
62 REPLIES 62
LADave
Established Contributor

Re: Bread Cashback American Express INSTANT APPROVED!

Congratulate @CreditMagic7! That's a solid approval and a nice SL.

Message 2 of 63
JoeRockhead
Senior Contributor

Re: Bread Cashback American Express INSTANT APPROVED!

Very nice SL and approval, congratulations!!

Message 3 of 63
IaBoy62
Established Contributor

Re: Bread Cashback American Express INSTANT APPROVED!

@CreditMagic7 Congrats and thanks for the inspiration to apply!!

Message 4 of 63
EAT_SLEEP_JEEP
Valued Contributor

Re: Bread Cashback American Express INSTANT APPROVED!

congrats on the approval

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /

SOCKDRAWERED FNBO JEEP CARD $7700/ WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 5 of 63
nytokyobred79
Valued Contributor

Re: Bread Cashback American Express INSTANT APPROVED!

Congratulations on your approval. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 6 of 63
coreyb80
Super Contributor

Re: Bread Cashback American Express INSTANT APPROVED!

Congrats on the approval!

Message 7 of 63
Yasselife
Valued Contributor

Re: Bread Cashback American Express INSTANT APPROVED!

Congratulations on your approval, @CreditMagic7 






Message 8 of 63
CreditMagic7
Mega Contributor

Re: Bread Cashback American Express INSTANT APPROVED!

Thanks @Yasselife - @LADave - @coreyb80 - @nytokyobred79 - @JoeRockhead - @EAT_SLEEP_JEEP -

 

@IaBoy62 - I wish you the best on your application. Congratulations on your own approval!

Message 9 of 63
SweetCreditObsession
Valued Contributor

Re: Bread Cashback American Express INSTANT APPROVED!

Congratulations on your Bread Cashback American Express and nice SL! Smiley Happy

 

The DPs you shared are much appreciated as well.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 10 of 63
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