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Bread Cashback American Express *UPDATE*

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PalmerNoDrama
Established Member

Re: Bread Cashback American Express *UPDATE*

just got alert of new account from Bread cashback being report- Account been open since October

Road to $100k CL
Currently 36K
Message 51 of 63
LADave
Established Contributor

Re: Bread Cashback American Express *UPDATE*

My Bread Cashback also started reporting to TU and Eq as of today. I'm now expecting an alert about Experian soon.

Message 52 of 63
outofcredit
Established Contributor

Re: Bread Cashback American Express *UPDATE*


@outofcredit wrote:

@LADave wrote:

@outofcredit wrote:

Congrats on the approval and the CLI!! I requested a CLI 2 months after activation, received $1k.  Still hasn't reported to any CRA after 4 months.  Almost like having a hidden tradeline.Smiley Very Happy


Congrats on your CLI! They seem to be quite good at giving those for new cards. I hope you'll update this thread when you see the card on your credit reports. 


@LADave, Believe me, I will definitely update when it finally reports!  Been trying to keep my spending on it low just in case they surprise me soon.  I don't mind it not reporting at this point because if I put a larger purchase on it and don't get a chance to pay it off before the statement date I don't get my scores dinged.


Bread Amex finally reported for the first time on 3/9/23.  Got the card back in October 2022.


Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 53 of 63
Carloscda40
Regular Contributor

Re: Bread Cashback American Express *UPDATE*

Yea mine just started reporting this past Friday.

Message 54 of 63
CreditMagic7
Mega Contributor

Re: Bread Cashback American Express *UPDATE*

Seems they begin to update the reporting for it.

How long it takes on fresh approval is yet unknown but i will update when it does mine.

Message 55 of 63
pip3man
Valued Contributor

Re: Bread Cashback American Express *UPDATE*

And just when I finally decided to put a large charge on my Bread card, the account gets reported on TU & EQ after 7 months since opening. I should have kept this card sockdrawered like it's been since I got it smh

Message 56 of 63
CreditMagic7
Mega Contributor

Re: Bread Cashback American Express *UPDATE*


@pip3man wrote:

And just when I finally decided to put a large charge on my Bread card, the account gets reported on TU & EQ after 7 months since opening. I should have kept this card sockdrawered like it's been since I got it smh


Yeah @pip3man - That's the rub and hard fact when one of them like that reports months down the line.

It gives off a sort of confidence as a regular practice of theirs until they finally do catch up on reporting.

Message 57 of 63
BreakingOldHabits1
Valued Member

Re: Bread Cashback American Express *UPDATE*

Congrats!!!

Current Cards

Beginning: December 2022 (Recovering from 1 year layoff)

Current: April 1, 2023 (Recovering from 1 year layoff)
Message 58 of 63
CreditMagic7
Mega Contributor

Re: Bread Cashback American Express *UPDATE*


@BreakingOldHabits1 wrote:

Congrats!!!


Thanks @BreakingOldHabits1 

Message 59 of 63
fullacrobat5
Frequent Contributor

Re: Bread Cashback American Express *UPDATE*

Congratulations on your Bread cashback AMEX approval!!

Message 60 of 63
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