Bread Cashback American Express *UPDATE*

[PalmerNoDrama]

just got alert of new account from Bread cashback being report- Account been open since October

[LADave]

My Bread Cashback also started reporting to TU and Eq as of today. I'm now expecting an alert about Experian soon.

[outofcredit]

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@outofcredit wrote:

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@LADave wrote:

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@outofcredit wrote:

Congrats on the approval and the CLI!! I requested a CLI 2 months after activation, received $1k.  Still hasn't reported to any CRA after 4 months.  Almost like having a hidden tradeline.

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Congrats on your CLI! They seem to be quite good at giving those for new cards. I hope you'll update this thread when you see the card on your credit reports. 

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@LADave, Believe me, I will definitely update when it finally reports!  Been trying to keep my spending on it low just in case they surprise me soon.  I don't mind it not reporting at this point because if I put a larger purchase on it and don't get a chance to pay it off before the statement date I don't get my scores dinged.

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Bread Amex finally reported for the first time on 3/9/23.  Got the card back in October 2022.

[Carloscda40]

Yea mine just started reporting this past Friday.

[CreditMagic7]

Seems they begin to update the reporting for it.

How long it takes on fresh approval is yet unknown but i will update when it does mine.

[pip3man]

And just when I finally decided to put a large charge on my Bread card, the account gets reported on TU & EQ after 7 months since opening. I should have kept this card sockdrawered like it's been since I got it smh

[CreditMagic7]

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@pip3man wrote:

And just when I finally decided to put a large charge on my Bread card, the account gets reported on TU & EQ after 7 months since opening. I should have kept this card sockdrawered like it's been since I got it smh

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Yeah @pip3man - That's the rub and hard fact when one of them like that reports months down the line.

It gives off a sort of confidence as a regular practice of theirs until they finally do catch up on reporting.

[BreakingOldHabits1]

Congrats!!!

[CreditMagic7]

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@BreakingOldHabits1 wrote:

Congrats!!!

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Thanks @BreakingOldHabits1 

[fullacrobat5]

Congratulations on your Bread cashback AMEX approval!!