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Bread Cashback American Express *UPDATE*

JoeRockhead
Established Contributor

Re: Bread Cashback American Express INSTANT APPROVED!


@CreditMagic7 wrote:

Bread AmEx Card arrived-Registered-Activated- Went to the Luv button. SP CLI $2.5K 

 

MARCH 3-2023.jpg


Well then, nicely done, congratulations on the CLI, or should I say extra Bread!


Message 31 of 63
Yasselife
Valued Contributor

Re: Bread Cashback American Express *UPDATE*

Wow, did you request a CLI or they did on their own? @CreditMagic7  congratulations!🍾 






Message 32 of 63
PalmerNoDrama
Established Member

Re: Bread Cashback American Express *UPDATE*

NIce- I have had mine with a 3k limit since October 22- I have some usage through it and keep like a 250 balance on it. One strange thing though, it is not being reported..

Road to $100k CL
Currently 36K
Message 33 of 63
outofcredit
Established Contributor

Re: Bread Cashback American Express *UPDATE*


@LADave wrote:

@outofcredit wrote:

Congrats on the approval and the CLI!! I requested a CLI 2 months after activation, received $1k.  Still hasn't reported to any CRA after 4 months.  Almost like having a hidden tradeline.Smiley Very Happy


Congrats on your CLI! They seem to be quite good at giving those for new cards. I hope you'll update this thread when you see the card on your credit reports. 


@LADave, Believe me, I will definitely update when it finally reports!  Been trying to keep my spending on it low just in case they surprise me soon.  I don't mind it not reporting at this point because if I put a larger purchase on it and don't get a chance to pay it off before the statement date I don't get my scores dinged.


Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 34 of 63
CreditMagic7
Super Contributor

Re: Bread Cashback American Express *UPDATE*

Thanks again @pip3man @JoeRockhead @Yasselife @PalmerNoDrama @outofcredit 

 

@Yasselife - As i posted the card arrived, registered then activated it and went to the luv button.

 

@pip3man - Interesting that it hasn't for some. I have no idea yet but is okay either way.

Message 35 of 63
Jeffster1
Established Contributor

Re: Bread Cashback American Express *UPDATE*


@PalmerNoDrama wrote:

NIce- I have had mine with a 3k limit since October 22- I have some usage through it and keep like a 250 balance on it. One strange thing though, it is not being reported..


I got mine around the same time and it's never reported. On the other hand, my AAA Comenity card, approved around the same time, has been reporting all along.

FICO 8 (1/17/23) EX 720 EQ 717 TU 730
FICO 9 (1/17/23) EX 730 EQ 764 TU 750
CH 13 DC 1/5/21 -- I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 2/23
American Express Gold | American Express Blue Cash Everyday 6K | American Express Blue Cash Preferred 5K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors 1K | Bank of America Customized Cash Rewards Visa 15K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One Quicksilver MC 3K | Capital One Walmart MC 2K | NFCU Amex 10.5K | Bread Financial American Express 7K | Upgrade Cash Rewards Visa 4K l AAA Daily Advantage Visa Signature 5K I Wells Fargo BILT World Elite MC 30K I UCLA Wescom CU Rewards Visa 7K
Message 36 of 63
Jnbmom
Community Leader
Super Contributor

Re: Bread Cashback American Express *UPDATE*

Congrats . I am glad they didn't HP you . My last CLI resulted in a hard pull 

EXP 778 EQ 747TU 802
Message 37 of 63
CreditMagic7
Super Contributor

Re: Bread Cashback American Express *UPDATE*

Thanks @Jeffster1 & @Jnbmom

Message 38 of 63
M_Smart007
Legendary Contributor

Re: Bread Cashback American Express *UPDATE*

@CreditMagic7,

Congrats on your Approval and speedy CLI 🥂🥳🎉

Message 39 of 63
CreditMagic7
Super Contributor

Re: Bread Cashback American Express *UPDATE*

Thanks @M_Smart007 

Message 40 of 63
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