myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Bread Cashback American Express *UPDATE*

OmarGB9
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎03-05-2023 06:36 PM
‎03-05-2023 06:36 PM

Re: Bread Cashback American Express *UPDATE*

Congrats on the approval and subsequent CLI!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 41 of 63
Reply
CreditMagic7
Super Contributor
‎03-05-2023 06:44 PM
‎03-05-2023 06:44 PM

Re: Bread Cashback American Express *UPDATE*

Thanks @OmarGB9 

Message 42 of 63
Reply
captainsensation
Established Member
‎03-07-2023 05:45 AM
‎03-07-2023 05:45 AM

Re: Bread Cashback American Express *UPDATE*

mine isnt reporting either. I am hoping someone can verify if it is like the other commenity cards that you can get an increase every 91 days.
Message 43 of 63
Reply
CreditMagic7
Super Contributor
‎03-07-2023 08:03 AM
‎03-07-2023 08:03 AM

Re: Bread Cashback American Express *UPDATE*

@captainsensation wrote:
mine isnt reporting either. I am hoping someone can verify if it is like the other commenity cards that you can get an increase every 91 days.

Hard to say just got mine.

Message 44 of 63
Reply
jackdan
New Visitor
New Visitor
‎03-08-2023 05:28 PM
‎03-08-2023 05:28 PM

Re: Bread Cashback American Express *UPDATE*

I've had this card since October 2022.  CL $8k.  Was super excited that it would boost my score and AC.  Has not been reported yet.  I called and they told me due to technical difficulties they suspended reporting but will resume in 1-2 business cycles.  Nothing yet.  Another customer said they've had the card since early '22 and it's never been reported.  Quite disappointed.

Message 45 of 63
Reply
jackdan
New Visitor
New Visitor
‎03-08-2023 05:30 PM
‎03-08-2023 05:30 PM

Re: Bread Cashback American Express *UPDATE*

Agree!

Message 46 of 63
Reply
nytokyobred79
Established Contributor
‎03-09-2023 06:10 AM
‎03-09-2023 06:10 AM

Re: Bread Cashback American Express *UPDATE*

@CreditMagic7  Nicely done on the immediate cli. 

Rebuild Started in 2019
Total Revolving CL- $185,000 | Opened Cards
Delta SkyMiles Platinum- SL-$1K | CL- $13.5K
(pc'd from SkyMiles Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $26K
Chase Sapphire Reserve- SL $20K | CL- $29K
Cap 1 Venture Rewards- SL $10K | CL $ 15K
Amex Everyday Preferred- SL $13.1K
Chase Freedom Unlimited: SL $23.4K | CL $46.8K
BoFA Unlimited Cash SL: $20.8K
BoFA Travel Rewards SL: $20.8K
Inquiries: EX 7 | TU 2 | EQ 1
Fico 8 EX 729, TU 732 EQ 790
* I went about 20 years without credit cards bc I had ruined my financial health back in 99 as a junior in college. Never thought a creditor would touch me again but somehow I had the courage to apply for a card in 2019 when I turned 40. More mature and with much better financial literacy, things changed for the better.
Message 47 of 63
Reply
LADave
Frequent Contributor
‎03-09-2023 07:08 AM
‎03-09-2023 07:08 AM

Re: Bread Cashback American Express *UPDATE*

@jackdan I agree as well. My reason for getting the card was to help my utilization. It will still help in the sense that anything I put on the card won't show up in my other cards' utilization, but it won't help as much as it would if they simply reported it.

Message 48 of 63
Reply
NyaBuksh
Regular Contributor
‎03-09-2023 07:20 AM
‎03-09-2023 07:20 AM

Re: Bread Cashback American Express *UPDATE*

Congratulations!!!

 

I just got approved too for $3,500.



Message 49 of 63
Reply
jodo1132
Established Member
‎03-10-2023 06:10 AM
‎03-10-2023 06:10 AM

Re: Bread Cashback American Express *UPDATE*

I just got an alert that bread reported new account to EX

Message 50 of 63
Reply
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.