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Bread Cashback American Express *UPDATE*

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OmarGB9
Community Leader
Super Contributor

Re: Bread Cashback American Express *UPDATE*

Congrats on the approval and subsequent CLI!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 41 of 63
CreditMagic7
Mega Contributor

Re: Bread Cashback American Express *UPDATE*

Thanks @OmarGB9 

Message 42 of 63
captainsensation
Regular Contributor

Re: Bread Cashback American Express *UPDATE*

mine isnt reporting either. I am hoping someone can verify if it is like the other commenity cards that you can get an increase every 91 days.
AMEX Delta SkyMiles Blue Card: 10K, AMEX Bread Cash Back: 14.5k, PenFed PCR: 17.5K, PenFed Gold: 10K, FNBO: 8.1K, CapOne Venture: 6.1K. Chase Amazon: 3K, Gamestop 3k, Best Egg, 2.5K, GM Rewards 2K, Apple Card 2.8K, Tomo 1K, American Express 19.5K (AU), Ally 1.8K AMEX BCP 3K, Lowe's: 25K
Message 43 of 63
CreditMagic7
Mega Contributor

Re: Bread Cashback American Express *UPDATE*


@captainsensation wrote:
mine isnt reporting either. I am hoping someone can verify if it is like the other commenity cards that you can get an increase every 91 days.

Hard to say just got mine.

Message 44 of 63
jackdan
New Visitor

Re: Bread Cashback American Express *UPDATE*

I've had this card since October 2022.  CL $8k.  Was super excited that it would boost my score and AC.  Has not been reported yet.  I called and they told me due to technical difficulties they suspended reporting but will resume in 1-2 business cycles.  Nothing yet.  Another customer said they've had the card since early '22 and it's never been reported.  Quite disappointed.

Message 45 of 63
jackdan
New Visitor

Re: Bread Cashback American Express *UPDATE*

Agree!

Message 46 of 63
nytokyobred79
Valued Contributor

Re: Bread Cashback American Express *UPDATE*

@CreditMagic7  Nicely done on the immediate cli. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211, 000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 47 of 63
LADave
Established Contributor

Re: Bread Cashback American Express *UPDATE*

@jackdan I agree as well. My reason for getting the card was to help my utilization. It will still help in the sense that anything I put on the card won't show up in my other cards' utilization, but it won't help as much as it would if they simply reported it.

Message 48 of 63
NyaBuksh
Regular Contributor

Re: Bread Cashback American Express *UPDATE*

Congratulations!!!

 

I just got approved too for $3,500.



Message 49 of 63
jodo1132
Established Member

Re: Bread Cashback American Express *UPDATE*

I just got an alert that bread reported new account to EX

Message 50 of 63
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