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Bread Cashback Amex $6,000

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trvlscmmr
Regular Contributor

Bread Cashback Amex $6,000

Applied for this card Sept 20th after receiving pre-approval mailer.

 

I received a letter within 1st week that I could not be approved due to identity verification so I called & answered a few questions. Rep said I'll get an email shortly about the decision. Never received an email.

 

Another week later (today) I received the same verification denial letter in mail again lol.

 

I called in again today & very nice rep asked a few verification questions & got me approved for $6,000.

Message 1 of 14
13 REPLIES 13
cashorcharge
Community Leader
Super Contributor

Re: Bread Cashback Amex $6,000

Gald that turned around for you...WooHoo!! Congratulations on your Bread Approval!!👏🏼🍾🥂

C236AFB3-405D-4FAA-B733-34086A9F90F2.gif

Message 2 of 14
KingRue8500
Senior Contributor

Re: Bread Cashback Amex $6,000

Congrats on your Bread Cashback AMEX approval




Message 3 of 14
M_Smart007
Legendary Contributor

Re: Bread Cashback Amex $6,000

Congrats on your Bread Approval!

Message 4 of 14
Priory_Man
Valued Contributor

Re: Bread Cashback Amex $6,000

Congrats on the approval






"Total revolving credit $286,000 Current UTIL >1%"
Message 5 of 14
SUPERSQUID
Valued Contributor

Re: Bread Cashback Amex $6,000

CONGRATS!!!!!!!

LOTS OF BREADLOTS OF BREAD

{ BK7 DC 12/2019 } target 2100/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 6 of 14
CreditAggie
Community Leader
Super Contributor

Re: Bread Cashback Amex $6,000

Congratulations on your Bread Cashback Amex approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 14
FinePassenger1013
New Member

Re: Bread Cashback Amex $6,000

Hello, could you please share the phone number that you called to do the verification? 

Message 8 of 14
trvlscmmr
Regular Contributor

Re: Bread Cashback Amex $6,000


@FinePassenger1013 wrote:

Hello, could you please share the phone number that you called to do the verification? 


888 282-5154


 

Message 9 of 14
babygirl1256
Senior Contributor

Re: Bread Cashback Amex $6,000

Congrats on your Bread Cashback Amex approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 14
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