Bread Cashback Card Approval

Larsim · ‎06-05-2022

After gardening for about 8 months, and seeing all of the talk about the Bread 2% Cashback card, I thought why not. Applying cold-turkey, I entered my info, hit submit, the wheel of fortune spun for about 15 seconds, and got the approval below.

DPs:

Pulled EX (FICO 792)

Live in FL

Last 12 months: 4 new accounts/1 inquiry

Income: $200k+

With Comenity I currently only have one Bjs MC, this will be my second card with Comenity.

Hoping this card will grow as the Bj's card has grown.

gdale6 · ‎06-05-2022

Grats on your Bread Cashback approval, excellent SL

NalekSok · ‎06-05-2022

Congratulations on your approval and nice SL! 🎉

CreditAggie · ‎06-05-2022

Congratulations on your Bread Cashback Card approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

SUPERSQUID · ‎06-05-2022

CONGRATS!!!!!

I just got the same card thru a preapproved mailer, but mine is 6k sl at 27.24 int.

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017

cashorcharge · ‎06-05-2022

WooHoo!! Congratulations on your Bread Approval!!👏🏼🍾🥂

Binbinimiwi · ‎06-05-2022

Congratulations 🎉

>>
FICO8 Scores as of JAN 2021:

FICO8 Scores as of JULY 2023:

FICO9 Scores as of July 2023:

KingRue8500 · ‎06-05-2022

Congrats on your Bread Cashback AMEX approval

CreditMagic7 · ‎06-05-2022

Congratulations on your Bread Amex Cashback Card approval!

Papa_Bear · ‎06-05-2022

Congratulations!