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By Chance Discover...

Regular Contributor

By Chance Discover...

Happy New Year!

 

It's been a while....Hope thal all is well with everyone. 

 

I decided to request a cli while paying my discover bill yesterday....was expecting may $300...when the decision wheel finally stopped...it stated $2100 cli! I was stunned!!!!  

 

WOOT-WOOT!! 

Exciting!! 

Message 1 of 11
10 REPLIES 10
Established Contributor

Re: By Chance Discover...

Congratulations on your CLI!!
January 2021: Experian 688 Equifax 694 Transunion 705


Cards I Have:
Cap One QS: $600 (Sock drawer)
Cap One QS1: $2,600
Discover It: $3,400
Cap One Walmart: $600 (Sock drawer)
AMEX BCE [PC to BCP]: $1,000
Amazon Prime Store Card: $5,000
Overstock Store Card: $4,550
FNBO Rewards Visa: $2,600

Wishlist Cards:
Citi Double Cash
Paypal Mastercard
Cap One Savor

Gardening from 01/11/2021 to 02/11/2022
Total Utilization: 20%-->××%
Message 2 of 11
Frequent Contributor

Re: By Chance Discover...

Awesome!

Great job!




Life’s a garden...Dig it!
Dangit.
Message 3 of 11
Established Contributor

Re: By Chance Discover...

Congratulations 👍
Discover is a good friend.
Starting Score: EX 641 TU 631 EQ 669
Current Score: EX 714 TU 718 EQ 713 (EQ9 735)
Goal Scores: 750


Take the myFICO Fitness Challenge




Message 4 of 11
Valued Contributor

Re: By Chance Discover...

Congrats on your awesome increase!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 5 of 11
Senior Contributor

Re: By Chance Discover...


@olivegirl wrote:

Happy New Year!

 

It's been a while....Hope thal all is well with everyone. 

 

I decided to request a cli while paying my discover bill yesterday....was expecting may $300...when the decision wheel finally stopped...it stated $2100 cli! I was stunned!!!!  

 

WOOT-WOOT!! 

Exciting!! 


Congrats!!!!! Which card do you have and when did you get it?  Including SL plz.

Message 6 of 11
Community Leader
Mega Contributor

Re: By Chance Discover...

CongratsSmiley Happy Toow!Toow!

im currently in the Disco dog houseSmiley Wink
Message 7 of 11
Senior Contributor

Re: By Chance Discover...

Way to go!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 8 of 11
Community Leader
Senior Contributor

Re: By Chance Discover...

That’s a great CLI from the magic show known as Discover underwriting. Any DPs you can share at the time of the CLI? Every little bit helps when trying to decipher any pattern from their decisions...


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | Navy Platinum | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $101,500 | Agg. Util under 10%
Message 9 of 11
Regular Contributor

Re: By Chance Discover...

Congratulations on the surprisingly high CLI!

Scores as of 7/14/2020


Planning to garden until April 2020 (started Jul 25 2019)


Message 10 of 11
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