CAPITAL ONE VENTURE AND QUICKSLIVER

[yoyo]

Hello,

Just playing around on Captial one website and notice the Pre quaify...I have three cards with them now..Plat, QS1 and Sony total CL of $9850 at 7% utlization.
Well, I got a "Congrads you've been pre-qualifed for a Venture and regular QS...what should I do????!!!
It would be nice to get a better tier card, should I ask for an upgrade on what I currently have?
If they do upgrade my Cap1 QS1 to a regular QS...will I get an increase on the CL?

I've just got approved for a Walmart card at $1,200 which did not lower my scores so I'm happy about that....(reporting already)

I'm confused and happy at the same time...

Starting scores 1/2015 TU 568 EQ 600 EX 600
Current scores 1/2016 TU 662 EQ 669 EX 653
Now                              TU 669 EQ 675 EX 661

Von Maur $800, Cap1 Plat $3,100, Cap1 Sony $3,000, Cap1 QS1 $3,750, Khols $1,500, First Savings $750, Overstock $2,600, Avenue $850 10% Util, Advant $2,100 loan, NEW..WALMART $1,200   Credit Union Auto $15,000 3.9APR

[RonM21]

Congrats on the Walmart approval. I'd PC for an upgrade. Why not. It doesn't cost anything negative. The worst they say is no.

[yoyo]

Thank you RM21...if I PC would the credit line remain the same?

[myjourney]

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@yoyo wrote:

Thank you RM21...if I PC would the credit line remain the same?

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Yes 

Good luck 

[Anonymous]

I would apply for both of them. Venture first. Then if you want to at a later date combine cards. That is what I did. Good luck whatever you decide.

[Anonymous]

PC'ing doesn't give you an auto CLI or anything. You should see if you can also combine that platinum into your newly obtained QS. I would 100% advise against doing a PC to the venture or venture one (I know you didn't mention that but I wanted to nip that idea in the rear end)

[yoyo]

"" I would 100% advise against doing a PC to the venture or venture one (I know you didn't mention that but I wanted to nip that idea in the rear end"

Thank you for your response.
Do you think I won't qualify for a Venture or it's not a good card ?

Please let me know...Your help is greatly appreciated.

[Anonymous]

The card is good but only if you get that awesome 40k point bonus. It's quite marginal (unless you spend about $20k+ a year on it) if you just do a PC to it

And the venture one is pretty inferior and 100% not worth a PC. It's essentially a 1.25% card only redeemable for travel. It's not even as good as the QS.

[MauiMan85297]

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@Anonymous wrote:

I would apply for both of them. Venture first. Then if you want to at a later date combine cards. That is what I did. Good luck whatever you decide.

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+1, Venture first (Very good shot you get 10-15k SL)

[yoyo]

 I did $15,000 CL...YEA...they said no to Quicksilver but who cares????