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CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back

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Anonymous
Not applicable

CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back

I applied today for three cards, I tried to garden but I wanted to get a few cards before lending got tight on new approvals and CLI.

 

I started the day 3/24 and was concerned about the Chase 5/24 rule so I did the following:

 

Applied for Amex BCE approved for 6k then applied for Chase Freedom approved for 4.8k and finally Discover IT CB approved for 4k

 

I am done now for a good while, I can start gardening hear for at least 12mo is the goal. At that point the HP from March 2019 will fall off. 

 

At the time of HPs my Experian FICO Score 8 was 756.

 

After all three pulls were done my score dropped 6 points to 750.

 

All three cards were instant approvals, and I had been prequalified for all cards before applications as well. However, Discover would not tell me my limit until I chatted them online. I am going to try the Amex 3x SP CLI at 61 days. Also, when possible try the double dip on Discover. Any feedback afterwards is greatly appreciated. After today, I will have 8 inquiries in the last 24 months: 6 for new accounts that were approved, 1 for a mortgage preapproval, and 1 for a WF CLI. I have to start watching my AAoA which before today was 5yrs 8months, after wrecking my credit 5 years ago and rehabbing in a focused way.

 

Current Accounts:

 

Opened 2014:

WF Platinum - 900

 

Opened 2019:

Capital One V1 - 6000

Capital One QS - 3500

Citi DC - 8400

 

Opened 2020:

Amex BCE - 6000

Chase Freedom - 4800

Discover IT - 4000

 

Message 1 of 21
20 REPLIES 20
AllZero
Mega Contributor

Re: CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back

Congratulations on your approvals!
Message 2 of 21
blindambition
Senior Contributor

Re: CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back


@Anonymous wrote:

I applied today for three cards, I tried to garden but I wanted to get a few cards before lending got tight on new approvals and CLI.

 

I started the day 3/24 and was concerned about the Chase 5/24 rule so I did the following:

 

Applied for Amex BCE approved for 6k then applied for Chase Freedom approved for 4.8k and finally Discover IT CB approved for 4k

 

I am done now for a good while, I can start gardening hear for at least 12mo is the goal. At that point the HP from March 2019 will fall off. 

 

At the time of HPs my Experian FICO Score 8 was 756.

 

After all three pulls were done my score dropped 6 points to 750.

 

All three cards were instant approvals, and I had been prequalified for all cards before applications as well. However, Discover would not tell me my limit until I chatted them online. I am going to try the Amex 3x SP CLI at 61 days. Also, when possible try the double dip on Discover. Any feedback afterwards is greatly appreciated. After today, I will have 8 inquiries in the last 24 months: 6 for new accounts that were approved, 1 for a mortgage preapproval, and 1 for a WF CLI. I have to start watching my AAoA which before today was 5yrs 8months, after wrecking my credit 5 years ago and rehabbing in a focused way.

 

Current Accounts:

 

Opened 2014:

WF Platinum - 900

 

Opened 2019:

Capital One V1 - 6000

Capital One QS - 3500

Citi DC - 8400

 

Opened 2020:

Amex BCE - 6000

Chase Freedom - 4800

Discover IT - 4000

 


Nice trifecta!! All good cards with growth potential!! Chase only does HP CLI, but show auto CLI with heavy use.

Smiley Wink

Message 3 of 21
Ficoproblems247
Valued Contributor

Re: CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back

YES! See, I told you I like reading the approval threads and you certainly did not disappoint! JK 😂 But seriously though, congratulations on some really outstanding pick ups! 





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 4 of 21
Mr_Mojo_Risin
Senior Contributor

Re: CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back

Turned out to be a good day! Congrats!!!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 5 of 21
newfossil
Valued Contributor

Re: CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 6 of 21
Taurus22
Valued Contributor

Re: CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back

Cheers!  Congrats on your....

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My Wallet
Sock Drawered

On Deck: No Plans Currently
Message 7 of 21
Anonymous
Not applicable

Re: CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back

Congrats on some solid approvals!

Message 8 of 21
Anonymous
Not applicable

Re: CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back

Congratulations on your approvals! 👍

Message 9 of 21
M_Smart007
Legendary Contributor

Re: CC Approvals! Chase Freedom, Amex BCE, and Discover IT Cash Back

Tic Tac Toe = Congratulations!

Message 10 of 21
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