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CFNA Firestone Approval w/ questions

lstevens76
Regular Contributor

CFNA Firestone Approval w/ questions

So I was approved today for $1,000 line at Firestone.

What I'm wondering is how this reports. does it report to the credit card or does it report as a credit line? I really don't want to have to pay off the balance to keep my utilization down on my credit cards.
Experian 585 (5/4/18), Equifax 584 (5/5/18), Transunion 575 (5/8/18).

Currently rebuilding with a Capital One Plantinum Secured since July, 2017 and Quicksilver One since March, 2018, and Credit One since March, 2018.
Message 1 of 12
11 REPLIES 11
Jnbmom
Community Leader
Super Contributor

Re: CFNA Firestone Approval w/ questions

It's a credit card and will report as such. The utilization will be used in regards to scoring.

EXP 758 TU 783 EQ 729
Message 2 of 12
CreditMagic7
Super Contributor

Re: CFNA Firestone Approval w/ questions



Yep. Used to have this card myself early on while building. As Jnbmom mentioned, it DOES report as a normal card account.

Message 3 of 12
StartingStrong
Frequent Contributor

Re: CFNA Firestone Approval w/ questions

Congrats on your approval! 

Message 4 of 12
ImTheDevil
Community Leader
Super Contributor

Re: CFNA Firestone Approval w/ questions

Congrats on getting it. I was approved for it a couple weeks ago also, and have an appointment Friday for new tires. I received my card about a week ago in the mail, and it has already reported to the three bureaus.


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Message 5 of 12
Heatt99
Regular Contributor

Re: CFNA Firestone Approval w/ questions

Congrats. It's considered a Credit Card. Just shows on reports as revolving store card like Macys and others.
Message 6 of 12
lstevens76
Regular Contributor

Re: CFNA Firestone Approval w/ questions

If you're going in Friday. Hop on wine and get the $100 off 500 more spent. I just got down here and realize that sale doesn't start until Thursday so I'm not coming to get my tires until Thursday because they're $704 and that makes it 604. LOL
Experian 585 (5/4/18), Equifax 584 (5/5/18), Transunion 575 (5/8/18).

Currently rebuilding with a Capital One Plantinum Secured since July, 2017 and Quicksilver One since March, 2018, and Credit One since March, 2018.
Message 7 of 12
HighAchiever
Established Contributor

Re: CFNA Firestone Approval w/ questions

Congratulations on the new credit card. Yes, it will report as such...  Smiley Happy

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
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Message 8 of 12
lstevens76
Regular Contributor

Re: CFNA Firestone Approval w/ questions

Thank you for all the congratulations.

This card actually means a lot. and then looking around trying to secure personal loan and even one of the cards I applied for gave me the same response and that is at the limits were too low on my current cards.

I am working on bringing them up but I needed a higher limit card somewhere to help with that.

this new card should make a pretty good difference in my credit especially after I pay off the initial purchase I'm doing. :-)
Experian 585 (5/4/18), Equifax 584 (5/5/18), Transunion 575 (5/8/18).

Currently rebuilding with a Capital One Plantinum Secured since July, 2017 and Quicksilver One since March, 2018, and Credit One since March, 2018.
Message 9 of 12
AverageJoesCredit
Mega Contributor

Re: CFNA Firestone Approval w/ questions

I dont know if its just me, unless it has 0% promo periods, i wouldnt want to let a bslsnce revolve on store card high aprs. I have Sync Car Care and it does include 6 months promo periods but i wouldnt let abalance revolve on its 29.99% spr lol. Im average not crazySmiley Wink
Message 10 of 12
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