CFNA Firestone Approval w/ questions

Anonymous · ‎06-04-2019

So I was approved today for $1,000 line at Firestone.

What I'm wondering is how this reports. does it report to the credit card or does it report as a credit line? I really don't want to have to pay off the balance to keep my utilization down on my credit cards.

Jnbmom · ‎06-04-2019

It's a credit card and will report as such. The utilization will be used in regards to scoring.

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CreditMagic7 · ‎06-04-2019

Yep. Used to have this card myself early on while building. As Jnbmom mentioned, it DOES report as a normal card account.

Anonymous · ‎06-04-2019

Congrats on your approval!

Anonymous · ‎06-04-2019

Congrats on getting it. I was approved for it a couple weeks ago also, and have an appointment Friday for new tires. I received my card about a week ago in the mail, and it has already reported to the three bureaus.

Heatt99 · ‎06-04-2019

Congrats. It's considered a Credit Card. Just shows on reports as revolving store card like Macys and others.

Anonymous · ‎06-04-2019

If you're going in Friday. Hop on wine and get the $100 off 500 more spent. I just got down here and realize that sale doesn't start until Thursday so I'm not coming to get my tires until Thursday because they're $704 and that makes it 604. LOL

HighAchiever · ‎06-04-2019

Congratulations on the new credit card. Yes, it will report as such...

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Anonymous · ‎06-05-2019

Thank you for all the congratulations.

This card actually means a lot. and then looking around trying to secure personal loan and even one of the cards I applied for gave me the same response and that is at the limits were too low on my current cards.

I am working on bringing them up but I needed a higher limit card somewhere to help with that.

this new card should make a pretty good difference in my credit especially after I pay off the initial purchase I'm doing. :-)

AverageJoesCredit · ‎06-05-2019

I dont know if its just me, unless it has 0% promo periods, i wouldnt want to let a bslsnce revolve on store card high aprs. I have Sync Car Care and it does include 6 months promo periods but i wouldnt let abalance revolve on its 29.99% spr lol. Im average not crazy