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CFU CLI Success !

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Mdowning30
Established Contributor
‎08-19-2022 02:29 PM
‎08-19-2022 02:29 PM

CFU CLI Success !

I'm happy with what any amount I can get. I asked for CLI yesterday but wasn't approved at first. Reason given was "credit limit raised recently". That was because when I was approved for the Amazon Prime card, I moved $1000 over to my CFU making it $1500. They didn't check my credit yesterday like I was expecting so I said WTH and just recon'd about the CLI today and got an increase of $1500 making the new CL $3000. 

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+
Take the myFICO Fitness Challenge
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7 REPLIES 7
KingRue8500
Senior Contributor
‎08-19-2022 03:28 PM
‎08-19-2022 03:28 PM

Re: CFU CLI Success !

Congrats on your Chase Freedom Unlimited CLI




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mfinsmi1
Established Contributor
‎08-19-2022 03:36 PM
‎08-19-2022 03:36 PM

Re: CFU CLI Success !

@Mdowning30 congrats on the CLI - can i ask how long did you wait before asking for the cli (how old was the account) also did it result in a HP? if so which company 

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2
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Anonymous
Not applicable
‎08-19-2022 04:18 PM
‎08-19-2022 04:18 PM

Re: CFU CLI Success !

@mfinsmi1 wrote:

@Mdowning30 congrats on the CLI - can i ask how long did you wait before asking for the cli (how old was the account) also did it result in a HP? if so which company 

Check OP's sig. Chase CLIs are HPs. Which bureau, depends on state, usually Ex?

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Mdowning30
Established Contributor
‎08-19-2022 08:03 PM
‎08-19-2022 08:03 PM

Re: CFU CLI Success !

Yes the card is 7 months old. Requesting a CLI results in a hard pull and it cost me several points. Experian was pulled.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+
Take the myFICO Fitness Challenge
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nytokyobred79
Valued Contributor
‎08-19-2022 08:10 PM
‎08-19-2022 08:10 PM

Re: CFU CLI Success !

@Mdowning30 wrote:

I'm happy with what any amount I can get. I asked for CLI yesterday but wasn't approved at first. Reason given was "credit limit raised recently". That was because when I was approved for the Amazon Prime card, I moved $1000 over to my CFU making it $1500. They didn't check my credit yesterday like I was expecting so I said WTH and just recon'd about the CLI today and got an increase of $1500 making the new CL $3000. 

Congrats on the persistence! Awesome. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
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CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎08-20-2022 08:21 PM
‎08-20-2022 08:21 PM

Re: CFU CLI Success !

Congratulations on your CFU CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎08-21-2022 10:53 AM
‎08-21-2022 10:53 AM

Re: CFU CLI Success !

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂

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