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CFU approval - cold app’d

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Brooklyn2018
Valued Contributor

CFU approval - cold app’d

How you doin?(ny accent😉)

 

Hope everyone is well 😊

 

Well, decided to cold app Chase FU. I was nervous 😅 haven't app'd in over a year. I was approved $5900 SL. Not bad, I guess.(all info in sig)

 

I was going to app for Amex BCE right after but something told me to wait. To give Chase time to micromanage me 🤣

 

...I'm still itching...Thoughts, anyone? Wait? or safe to App?

 

just want to say thanks to MyFICO Family for the tremendous guidance! Much L❤️VE! 


Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 1 of 13
12 REPLIES 12
Mdowning30
Established Contributor

Re: CFU approval - cold app’d

Solid approval on the CFU, im just not comfortable with their odd CL numbers. Go ahead and shoot for the BCE so you can keep your AAOA close, you can try the pre approval if it makes you feel better.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 2 of 13
sznthescore
Established Contributor

Re: CFU approval - cold app’d

@Brooklyn2018 Congratulations on the cold app approval! Achievements are worth celebrating 🥳. As @Mdowning30 advised on the BCE, prequalify and go for it! 

REBUILDER CARDS




Goal: FICO 700+
Message 3 of 13
Mdowning30
Established Contributor

Re: CFU approval - cold app’d

@Brooklyn2018 Even if you dont get pre approved, just go for the BCE and dont forget about the RESY offer 10% back on dining.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 4 of 13
SDMarik
Established Contributor

Re: CFU approval - cold app’d

Awesome cold app approval on the CFU, congrats!



"When prosperity comes, do not use all of it"
Message 5 of 13
coreyb80
Super Contributor

Re: CFU approval - cold app’d

Congrats on the approval!

Message 6 of 13
CYBERSAM
Senior Contributor

Re: CFU approval - cold app’d

Congrats on your approval! 🤑👍







                
Message 7 of 13
M_Smart007
Legendary Contributor

Re: CFU approval - cold app’d

Congrats my friendSmiley Happy

Message 8 of 13
KingRue8500
Senior Contributor

Re: CFU approval - cold app’d

Congrats on your Chase Freedom Unlimited approval




Message 9 of 13
cashorcharge
Community Leader
Super Contributor

Re: CFU approval - cold app’d

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂

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Message 10 of 13
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