Initially got the 2 weeks automated notice for both cards, tried to wait it out, but i just couldn't, and just called recon. The anaylst was so nice! I was on the line for about 20 minutes and he asked me tons of questions, but i got in! Ive been wanting to build a relationship with Chase for a while now ever since I had a chrage off with them in 2009.
The redon credit analyst did ask me about this charge off, and i was just very honest with him. Told him those were my college years when i knew nothing about Credit but that I paid it off in collections. he also reverified my income, employer, rent payment, and asked what payments i made to my Discover and CAp1 cards.
Im now in with Chase! I know its mixed reviews about calling recon, but i was sucessful
CHASE FU 2.5K and DISNEY 4.5K limits!
Off to the Garden I go!
Starting FICO: 648
Current FICO :713
AAoA 2 years, 3 months
INQ: 2 TU, 6EQ
I have almost identical stats as yours with the exception of no baddies and a slightly higher score on my reports. I am caught in the 2 week waiting period on my Disney app. I tried to call recon and the CS told me that he was a Chase rep and Disney was done through a different dept so I got nowhere. Still waitng.... Congratulations on your approvals!
We have rookie posters back ....Lol I'll have it moved
But first a big congrats
|EX08 658||EQ08 664||TU08 672||Total Credit Line: 63,550||Utilization: 19.4%||Inquiries: EQ8 EX11 TU11|
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|