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Initially got the 2 weeks automated notice for both cards, tried to wait it out, but i just couldn't, and just called recon. The anaylst was so nice! I was on the line for about 20 minutes and he asked me tons of questions, but i got in! Ive been wanting to build a relationship with Chase for a while now ever since I had a chrage off with them in 2009.
The redon credit analyst did ask me about this charge off, and i was just very honest with him. Told him those were my college years when i knew nothing about Credit but that I paid it off in collections. he also reverified my income, employer, rent payment, and asked what payments i made to my Discover and CAp1 cards.
Im now in with Chase! I know its mixed reviews about calling recon, but i was sucessful
CHASE FU 2.5K and DISNEY 4.5K limits!
Off to the Garden I go!
Starting FICO: 648
Current FICO :713
CK Stats:
714 TU
701 EQ
32% CCU
AAoA 2 years, 3 months
INQ: 2 TU, 6EQ
oops! meant to put this in the approval section and I dont know how to move it ... rookie poster here. Sorry!
I have almost identical stats as yours with the exception of no baddies and a slightly higher score on my reports. I am caught in the 2 week waiting period on my Disney app. I tried to call recon and the CS told me that he was a Chase rep and Disney was done through a different dept so I got nowhere. Still waitng.... Congratulations on your approvals!
We have rookie posters back ....Lol I'll have it moved
But first a big congrats
Congrats on your approvals!
Thanks y'all! And thanks for having my back! lol
Congrats got the offer but not sure if I will aplly.
Congrats
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Congrats