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CLI - AmEx Go, BoA No!

tag
ccquest
Established Contributor

CLI - AmEx Go, BoA No!

This morning I was past the 90 day mark for both my AmEx Blue Cash Everyday and BoA Cash Rewards. The BCE increase was denied back at the 60 day mark, but today I got the CLI I asked for which was just over 2X to get to $20k from $9100.

 

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Cash Rewards however was a 7-10 day message, the others have been immediate counters since I started in June. I asked for $25k which would have been an increase of $6100. This is also the first time I've had a balance when requesting the increase, wanted to see if it might have any effect. It was 5.6% utilization ($1k) which shouldn't be a deal breaker, but it could also just be that I've gone from $3k to $19k in six months (500% increase). I'll initiate the payment today to clear the balance and if the link remains once that is gone, I'll try it again!

as of 1/1/23
Current Cards:
Message 1 of 14
13 REPLIES 13
M_Smart007
Legendary Contributor

Re: CLI - AmEx Go, BoA No!

Congratulations!

Message 2 of 14
blindambition
Senior Contributor

Re: CLI - AmEx Go, BoA No!

Congrats on the Amex CLI, and good luck on your second BofA attempt.

Smiley Happy

Message 3 of 14
mrcraft
Valued Contributor

Re: CLI - AmEx Go, BoA No!

Congratulations on your CLI!!



Message 4 of 14
AllZero
Mega Contributor

Re: CLI - AmEx Go, BoA No!

Congratulations on your CLI!
Message 5 of 14
gdale6
Moderator Emeritus

Re: CLI - AmEx Go, BoA No!

Very nice CLI, grats to your success op Smiley Happy

Message 6 of 14
dudefromtx
Established Contributor

Re: CLI - AmEx Go, BoA No!

Congrats on your AmEx CLI!

Message 7 of 14
cashorcharge
Community Leader
Super Contributor

Re: CLI - AmEx Go, BoA No!

That's great!  Congratulations on your approval!

I have been successful in calling BofA to recon my SP CLI requests.  Scored 3 this year, all after the intial declines.  Not carried at balance.  If you're so inclined, give them a call.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-Cash-Rewards-100-CLI-SP-after-2nd-review...

 

 

 

Message 8 of 14
CreditAggie
Community Leader
Super Contributor

Re: CLI - AmEx Go, BoA No!

Congratulations on your Amex CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 14
JoeLuvsHisCredit
Valued Contributor

Re: CLI - AmEx Go, BoA No!

Congratulations

Message 10 of 14
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