@Anonymous wrote:Awesome!!! Congrats on the card! I am considering the platinum version myself(travel pretty frequently). I'm curious as to how the investor card looks in person though.
Hi @Anonymous & Welcome To myFICO Forums!!!
The Investor card is nothing Fancy, The Platinum is Nicer in My Opinion.
I only Travel on Vacation about once per year. I Mostly Use Amex Hilton, WF Propel (with Visa Combo) and Chase.
(I could not Justify The AF for Platinum.)
I really only App'ed for The Amex Schwab card. because I was Pretty sure it would be SP, and a fairly decent SL.
According to a phone call to a Amex rep.
The Amex Investor Card is kinda Meh. Compared to The Schwab Platinum. IMHO
Congrats on the approval!
I really only App'ed for The Amex Schwab card. because I was Pretty sure it would be SP, and a fairly decent SL.
Yeah, I suppose it's 'decent' 
@calyx wrote:Congrats on the approval!
I really only App'ed for The Amex Schwab card. because I was Pretty sure it would be SP, and a fairly decent SL.
Yeah, I suppose it's 'decent'
@calyx I feel better since you said it was decent, I was unsure
.
I still think the Best part was @AJC
"Im so poor closet ill ever get to this card and investments is a cotton Schwab"
Enough to give me the itch for the card! 
I'm confused about the perceived value difference between these two cards. If you deposit your MRs into your Schwab account you get 1.5 cents per point. If you use the investor card you get 1.5% cash back deposited. That seems like equal redemption with a huge difference in annual fee🤔
You're right thanks! I overestimated the value of the MR which is only cashed out at 1.25 cpp.
@M_Smart007 wrote:
@wingennis wrote:I'm confused about the perceived value difference between these two cards. If you deposit your MRs into your Schwab account you get 1.5 cents per point. If you use the investor card you get 1.5% cash back deposited. That seems like equal redemption with a huge difference in annual fee🤔
A couple thing that might be of Value?
https://ficoforums.myfico.com/t5/Credit-Cards/Amex-Schwab-Platinum/td-p/5410264
https://thepointsguy.com/guide/cash-out-points-amex-platinum-for-schwab/
@M_Smart007 wrote:CLI American Express Schwab Investor Card®
Opened on 05-14-2019
Moved $25K to Hilton ($20K Left on Investor Card)Did Not Ask For 3X "Definative" CLI Asked $80K >> No 4056T Pop-up
Immediate ApprovalOriginal SL $45K
Moved $25K to HiltonCLI = $80K (SP)
Total CL Now $100K
Data From Experian Site
EX FICO 8 = 728
10% Util.
18/24 Inqs.
Inquiries in Last Year = 10
Average Age = 2 yrs 7 mos
AoYA= 2 Months / Navy SSL
Latest Open Account = 2 mosNo = BK's, Baddies, Lates or Derogs.
Very Little Spend on This Card, Guessing Under $1k Maybe $500.00
Tons of Spend on Amex Hilton.Many, Many Years With Amex. 35+
Original Approval;
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Schwab-Investor-Card-from-American-Express-Ap...
Smartie...Only the BEST Nailed It will do for your ACHIEVEMENT...
HUGE CONGRATS on your LEGENDARY Schwab Investor Card® American Express 5X CLI approval without a 4056T Request- WELL DONE, my friend!!! 