Yeah, the lending initially was pure incompetence. It was packaged as a conventional loan and submitted to VA UW which tore it apart. At that point they were trying to fix what they broke in the process. I walked away and closed 3.5wks later elsewhere.
Current Scores 10/11/2019 TU 724 Inq 20, EX 699 Inq 15, EQ 743 Inq 8 -- UTL 4% FICO 9 757 [Previous] 10/05/2018 EQ F8  5 Inqs, EX F8  14 Inqs, TU Fico 8  18 Inqs. Gardening since 11/08/2018. EQ-Fico 8  EX-Fico 8  TU-Fico 8 UTI 14% NFCU Flagship $6K, Care Credit $20K, TFCU Platinum Visa $20K, DCU Rewards Visa 10K, USAA Platinum Visa 6K, Costco Visa $7.5K, NFCU AMEX $15K, Citi Rewards+ $16,800, Wells Fargo Cash Wise 9.5K, Barclays AAdvantage MC $2K, NFCU GoRewards 10K, Home Depot Commercial $1k, Best Buy Visa $15k, ExxonCard $1500, PenFed Visa Sig $10k, NFCU CLOC $10K, Boscov's $13.3K, Overstock $12.5k, Sportmans $3900, Amex Cash Magnet $1500, Amex Bonvoy 2K, BarClay Arrival $2k, DiscoverIT $16k, AmazonCard $6000, PayPal MC 8K, Mercury MC $5.5K, CapOne Silver $16.5K, Lowes Credit $25K, Wal-Mart Store Card $9K, Wayfair $14.4K