CLI approved for Discover IT (again) and Capital One CLI

[Avinor]

Hey everyone,

after my little spree at the end of June I decided for aonther round of CLIs yesterday. So I hit the luv button for most of my cards.

I got approved for a CLI of $1,000 on my Discover IT (now at $4,500) and a CLI of $500 for my Capital One Platinum (now $1,300).

While Capital One doesn't  seem to like me much (my very first secured card was them), I had a CLI just at the end of June with Discover (+$1,500) so I was super excited to see them approving this soon again. Getting there step by step... :-)

Rejections of CLIs I have received:

- Citibank Double Cash

- Amazon Store Card (Synchrony)
- Overstock (Comenity)

- Amex Blue Cash

I am still a bit surprised about Amex, my income is pretty good and I have been a member with them for 2 years but they haven't really approved a single CLI, yet for my wife they approved her after just 3 months, but anyway - it will happen eventually :-)

Hope this info is of use to anyone, looks like Discover is a bit more flexible again!

Cheers

[Anonymous]

That is great news

Keep up the good work

Thanks for the post

Mark

[KingRue8500]

Congrats on your Discover It & Capital One Platinum CLI's

[Elpadrino1]

Congratulations on your CLI's

[FishingGuy]

Congratulations on your increases! !   re: your rejections,   What I often do is plan my CLI requests... is to use the card heavier the month (or two) before requesting..... but paying in full before the bill cute even if I make multiple payments..... THEN I request the increase.  It shows usage... as well as ability to pay ( way before the due date )...and I believe it usually helps on the CLI requests.

[Anonymous]

Congrats!

[Avinor]

Thanks for the tip! That's what surprises me even more to be honest, I spend a lot on my Amex Bonvoy since I travel quite a bit, including this year, and on multiple occassions hit near the card limit and paid up before the statement would post, never leaving any high utilization but maybe 1-5%. It might just be the amount of inquiries / recent credit openings. I did try to test the limits so there is that

I'll keep trying, thanks again for the tip - I will stay persistent to that! :-)

[CreditAggie]

Congratulations on your CLIs!

[FalconSteve]

Congrats!

I have no experience with Cap1, but some banks prefer a lot of little increases over a few big ones.

Citi turned down my wife for months and month before approving her. At least with an SP you just keep asking every so often.

Keep it up!

[Total80sKid]

Congrats on your Disco and Capital One CLI's 👍🏼🥳