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CLI on Wayfair, Decline for Zales *UPDATE*

Anonymous
Not applicable

CLI on Wayfair, Decline for Zales *UPDATE*

So good news and bad news. Good news is Wayfair gave me an increase from $4500 to $6000.

Bad news Zales left me at $1750.

Thw journey started with a $1500 Wayfair card double dipped after 1 or 2 months to $4500.

Zales started at $1000, one CLI to $1750. I got both cards on the same day on my commenity spree.

Since I have used both. I got some new furniture. Took advantage of the interest free, but still paid in full before statement. Used zales to get engagement ring for fiancé, using 0%Apr and maxed it out. I'm sure that is why no increase. I'll try both again next month.

Data, TU at 709, 30+ inquiries, TU frozen

In garden so if they need to unfreeze, I would so it. Only going for CLI until Sept.

Literally after I posted this, I wanted to see if I could double dip Wayfair again and so I logged out and logged back in. Applied again, approved for $7500 total. $3k increase today on Wayfair, not bad. If only Zales would go up so my UTI on it would go down. I'll pay it off by June lol. I like no interest.
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: CLI on Wayfair, Decline for Zales *UPDATE*

Good stuff, i2. Congratulations! on your CLIs, and engagement.

Message 2 of 6
Anonymous
Not applicable

Re: CLI on Wayfair, Decline for Zales *UPDATE*

Thanks!

I'm super excited. Now I'm trying to convience her to work on her credit so she can apply for a AA card and we can tag team these points lol
Message 3 of 6
Anonymous
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Re: CLI on Wayfair, Decline for Zales *UPDATE*


@Anonymous wrote:
... Now I'm trying to convience her to work on her credit so she can apply for a AA card and we can tag team these points lol

And send each other CC referrals for $$$$. Get her on board!

Message 4 of 6
Anonymous
Not applicable

Re: CLI on Wayfair, Decline for Zales *UPDATE*

Exactly! I'm working on it!
Message 5 of 6
19eighty5
Senior Contributor

Re: CLI on Wayfair, Decline for Zales *UPDATE*

Congrats on the Wayfair CLI approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 6
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