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CLI's And Approval... Sorry for multi posting, Self Combining Into One!

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Dalmus
Valued Contributor

CLI's And Approval... Sorry for multi posting, Self Combining Into One!

So this month is a pretty good month for me:

 

NFCU goRewards:  $14,300 (new account)

Discover IT             :  +$1,000 (online request)

Walmart (Store)     :  +$4,300 (online request, requested new limit of $5K, instant approval.  Should have asked for $10K!)

Amazon Prime       :  +$2,000 (auto CLI)

 

I hope this bodes well for my FNBO NRA Visa... So far I've gotten an auto CLI every 4 months.

 

I'm wondering if I should waste a HP on Barclays, since I just gave up 3 to NFCU this month, or, since they're going into the SD for a while ($3,000 spend I have to meet on NFCU), just let them Auto CLI me or not on their own.

 

This brings me up to $73K of available credit, which is above my income.  Gander Mountain, Wayfair, Overstock and HSN are on the chopping block once they hit one year.

NFCU MR: $25K | Venture: $21K | Amex ED: $18K | NFCU CR: $18K | Amex BCE: $15K | IT #1: $17.5K | PNC Core: $15K | PPMC:  $12K | Wells Fargo: $11K | Savor: 12K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | IT #2: $7.3K | MLife: $9.5K | Sportsman's Guide: $8.7K | PenFed PR: $5.5K | Elan Plat: $2.3K | TRV: $3.6K | BotW: $3K


Current FICO 8 Scores: EQ: 828| TU: 805 | EX: 814


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1 REPLY 1
CreditMagic7
Mega Contributor

Re: CLI's And Approval... Sorry for multi posting, Self Combining Into One!

Very good November for you, absolutely.

 

Your choice about Barclays but be advised, they ARE new accounts sensitive and that HP might be of better use for different lender.

 

Whatever you decide, it looks to be YOUR month already Smiley Happy

 

Congratulations!!

 

 

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