My OP mysteriously disappeared so I apologize if it's just a glitch and I end up posting twice.
Ok, I may have overexaggerated. I'm still feeling pretty good after my recent CLI spree 
Ever since I started working on my credit I've had my eye on the Citi Double Cash. I cold apped for it a few months ago during a minor spree and was denied for too many inqs. I gardened for a few months and the mail offers started coming in. I received an offer for 18 months 0% APR and 14.99% after (that's a low APR for me as I have a relatively thin file) and decided to accept.
Approved with $3,900 SL!
But that's easily my lowest limit (apart from my Target card, but I don't count that), so when I activated my card I asked for an increase to $10k. Got a review message, so i figured it might have been declined since it's a brand new account. I kind of forgot about it.
This reminded me that it had been a while since I requested clis on any of my other cards. So I went through them:
Discover IT: APPROVED for $4,500 increase to $14.3k
Amex BCE: APPROVED for new limit of $20k
Chase FU: Not willing to take a HP and the account is almost a year old so I'm gonna wait and see if I get some auto luv
Citi DC: APPROVED for $8.9k! They didn't approve the full amount since I was a new account but said to try again in a few months
A few data points: Started with a mid 600s score a couple years ago, multiple late payments in 2011 on several student loans that happened to be bundled into one payment, 5 inquiries on TU and 1 on EX. FICO 08 score 762 EX, 737 TU. Annual income $49k, util ~ 4%, AAoA 10 years (student loans and hubby's Chase card).
Just wanted to share 
@Anonymous wrote:Ok, I may have overexaggerated. I'm still feeling pretty good after my recent CLI spree
Ever since I started working on my credit I've had my eye on the Citi Double Cash. I cold apped for it a few months ago during a minor spree and was denied for too many inqs. I gardened for a few months and the mail offers started coming in. I received an offer for 18 months 0% APR and 14.99% after (that's a low APR for me as I have a relatively thin file) and decided to accept.
Approved with $3,900 SL!
But that's easily my lowest limit (apart from my Target card, but I don't count that), so when I activated my card I asked for an increase to $10k. Got a review message, so i figured it might have been declined since it's a brand new account. I kind of forgot about it.
This reminded me that it had been a while since I requested clis on any of my other cards. So I went through them:
Discover IT: APPROVED for $4,500 increase to $14.3k
Amex BCE: APPROVED for new limit of $20k
Chase FU: Not willing to take a HP and the account is almost a year old so I'm gonna wait and see if I get some auto luv
Citi DC: APPROVED for $8.9k! They didn't approve the full amount since I was a new account but said to try again in a few months
A few data points: Started with a mid 600s score a couple years ago, multiple late payments in 2011 on several student loans that happened to be bundled into one payment, 5 inquiries on TU and 1 on EX. FICO 08 score 762 EX, 737 TU. Annual income $49k. AAoA 10 years (student loans and hubby's Chase card).
Just wanted to share
Congrats on your sucess! I have had my CiTi DC for a year now and love it but uit has a low limit and has only seen 1 cli in that year. I just might be tempted to take a HP for a more substantial increase. Do you know which credit bureau they pulled for your CiTi increase?
Congrats on your approvals!
P.S. Your other thread got stuck in the spam quarantine when you edited it... I pulled it out of spam then removed it from the forum since you now have a duplicate. I don't think you'll have the problem again, but if you do instructions are here.
Very nice success Citi loves you and im sure Discover wants to be your best friend, thats a crazy sp jump, nice going
Citi loves you and im sure Discover wants to be your best friend, thats a crazy sp jump, nice going
@bruisedcredit I was mistaken, the CLI was a hard pull and they pulled Experian for me for both the approval and the CLI