CNB Crystal Visa Approval - $20k

[simplynoir]

One of the last two cards I wanted for my credit card portfolio is now added to the lineup. Just leaves the USB Altitude Reserve which I'm hoping to get by the end of the year. Shoutout to @coldfusion for his help answering my questions with application process and @Remedios for her support.

Timeline

6/14 - Applied at NYC branch while on business trip due to in-branch application restrictions for this card. For an application they ask for quite a bit of info that a lot of people are probably not comfortable giving out. Provided copy of DL, pay stubs for the past two months, bank statements for the past year showing deposits of businesses & some investments I'm a part of to show increased income from last year. Added my fiancee as well to the card as an AU since she had the necessary info to do it.

6/19 - Received call from banker I spoke with on Friday about the card/application. Wanted clarification on an item on my credit report as well as income stream which was soon cleared up. Got a call later that afternoon on an approval and cards on the way.

6/22 - Received package but didn't open it til yesterday. Both cards activated and ready to go. Plan to add my two younger sisters to the account as well when I get their information to take advantage of the airline incidentals to maximize use of this card.

Overall, it was a pretty painless process. I'm not too hot on the online interface in the brief time I played with it but I'm hoping with some tinkering it will be easy enough to use. EX was pulled which was at 786 at time of app, income not an issue, last HP was back in March for a CLI on my Citi Premier, last account was said Citi Premier as well last December.

[Remedios]

@simplynoir  Congrats 

All the 🥩 in the world for you! 

[Marz2002]

BOOM !!!...You...

CONGRATS @simplynoir on your CNB Crystal Visa approval and the  MASSIVE  SL!!! 

[simplynoir]

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@Remedios wrote:

@simplynoir  Congrats 

All the 🥩 in the world for you! 

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Thanks! ❤❤❤

🐄 is definitely on the menu tonight to celebrate. Mmm 🥩

[simplynoir]

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@Marz2002 wrote:

BOOM !!!...You...

CONGRATS @simplynoir on your CNB Crystal Visa approval and the  MASSIVE  SL!!! 

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Thank you kindly!

[bizarrocreditworld]

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@simplynoir wrote:

One of the last two cards I wanted for my credit card portfolio is now added to the lineup. Just leaves the USB Altitude Reserve which I'm hoping to get by the end of the year. Shoutout to @coldfusion for his help answering my questions with application process and @Remedios for her support.

Timeline

6/14 - Applied at NYC branch while on business trip due to in-branch application restrictions for this card. For an application they ask for quite a bit of info that a lot of people are probably not comfortable giving out. Provided copy of DL, pay stubs for the past two months, bank statements for the past year showing deposits of businesses & some investments I'm a part of to show increased income from last year. Added my fiancee as well to the card as an AU since she had the necessary info to do it.

6/19 - Received call from banker I spoke with on Friday about the card/application. Wanted clarification on an item on my credit report as well as income stream which was soon cleared up. Got a call later that afternoon on an approval and cards on the way.

6/22 - Received package but didn't open it til yesterday. Both cards activated and ready to go. Plan to add my two younger sisters to the account as well when I get their information to take advantage of the airline incidentals to maximize use of this card.

Overall, it was a pretty painless process. I'm not too hot on the online interface in the brief time I played with it but I'm hoping with some tinkering it will be easy enough to use. EX was pulled which was at 786 at time of app, income not an issue, last HP was back in March for a CLI on my Citi Premier, last account was said Citi Premier as well last December.

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Congratulations on getting one of the most difficult cards to obtain!

[kilroy8]

Very nice card. 

Enjoy!

[UncleB]

Awesome approval on an awesome card, @simplynoir! 

[coldfusion]

I already said it elsewhere, but congrats!!!

Unfortunately your opinion of the online interface probably won't improve over time.  

[Anonymous]

Wow man, talk about a near-unicorn approval, I’m not sure I’ve seen anyone get one in the whole time I’ve been on MF. Big big congrats!

@K-in-Boston, the gauntlet is thrown!