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Seeing that HAD to raise your confidence level several degrees
Congratulations on making that effort and realizing a good strong result from it
Congrats on your CSP approval and sweet SL!
Be careful, a lot of people with less than perfect credit and/or higher recent new credit numbers and/or questionable history with Chase have reported that Chase has closed their brand new credit card 1-4 weeks after the card was received.
I'm bracing myself for being one of those people soon. I got a (shocking) approval for CSP and CFU cards a couple weeks ago, and I was ecstatic for about 1 week until I started reading horror stories. Apparently, lately with Chase, getting approved and receiving a card in the mail does NOT necessarily mean you're going to get to keep the card. There is still a good chance (especially w/ your 9/24 and old chargeoff chase accounts) that they'll decide to pull the plug on your new CSP card in a couple weeks. So my advice is to keep your excitement tempered, and lay low for a few weeks. Don't do any extravagent spending or apply for any new cards until the dust settles. And hopefully you (and I) will be lucky and get to keep our new cards - but honestly I've kind of lost hope that Chase will let me keep mine, I've already been coming up with contintency plans for if/when I get the bad news.
I swiped mine today at a restaurant just so I could feel good, at least once, about paying for something with that pretty metal card, while I still can.
@Tito1183 wrote:
How long ago was your card approved? Fingers crossed!
12 days ago. As of this afternoon, it does still work... I figure in about 18 more days I can start to relax, if they haven't closed it by then.
One guy reported that his card worked fine for a month, until Chase suddenly closed it (and all of his other chase cards) one day. I think that was the longest timeframe between applying to closure so far.
Congrats on the approval and awesome SL!
You are braver than I am. I'm at 8/24 with two Chase cards, and I'm not initiating contact with them until I'm under 5/24 in May 2021.