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CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery

arunkumarmm
New Contributor

CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery

Hello everyone, 

I was waiting to be 4/24 and to apply for CSR. I become 4/24 on May 5th and exactly 1 month after, on June 5th I started seeing "You are already approved" message on my login for CSP, CSR and couple other United/SW cards. 

I learned that if you apply in-branch, you will get AF and $50 grocery credit in addition to 100K points for CSP but CSR had the normal 60K offer. So I decided I'll go with CSP and if needed I can upgrade my freedom card to CSR while traveling at the end of the year.


I went into the branch today and asked for offers and she did confirm that I have the offer for CSP and CSR. Before even I asked, she mentioned that "even though its showing 80k the offer is actually 100k and 0AF and the grocery credit". I went ahead and applied and got instant approval for $17.3K @ 19.99

Felt like the apr is on the high side but it doesnt matter as I dont carry balance. The banker ordered the replacement card and said I should be getting it on Friday!

Below are the DPs:

 They pulled only EX. 0/12 and 4/24

Score: EX-825 at the time of pull and went down by 3 to 822 after the pull

8 Inq - none in last 15 months

<1% Util

TU - 829 & 0 inq, Eq - 817 & 0 inq

 

Have 1 car loan - 60% paid

 credit cards:

DISCO - 0/7000

CF - 0/9500

CFU - 28/7900

BoA CashRewards - 200/60,000

USB Cash+ - 400/18500

USB Altitude GO - 0/14000

USB HD Visa - 0/1000

Amex Gold - 280

 

 

Message 1 of 15
14 REPLIES 14
KingRue8500
Regular Contributor

Re: CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery

Congrats on your Chase Sapphire Preferred approval

Current Cards:


Message 2 of 15
Coldfizz
New Member

Re: CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery

Congratulations on the new CSP and thanks for the in-branch data point! 

Message 3 of 15
Elpadrino1
Contributor

Re: CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery

Congratulations on your CSP approval!!

Message 4 of 15
BunnieSlippers
New Member

Re: CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery

Congrats on your CSP approval! Nice profile and thanks for the data points 🙂

Message 5 of 15
CreditAggie
Senior Contributor

Re: CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery

Congratulations on your CSP approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 6 of 15
kkboom
Frequent Contributor

Re: CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery

Congrats on your approval.


Gardening until 10/2021
Message 7 of 15
Kidcat
Established Contributor

Re: CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery

Congratulations on your approval




Last app 06/08/2021
Message 8 of 15
James_A
Valued Contributor

Re: CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery


@arunkumarmm wrote:

... got instant approval for $17.3K @ 19.99 ...


Great approvalSmiley Happy -- Congrats! & thanks for the DPs.Smiley Wink

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 9 of 15
Titans84
Regular Contributor

Re: CSP Approval.. In-Branch 100K points, $0 AF and $50 grocery

Congrats on your CSP approval!

Current FICO 8:






Message 10 of 15
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