Aye... I'm well aware of the Discover monkeys Thanks for the grats.
I'm being good and laying low for a while - I don't want to do anything to scare the little critters and trigger any AR/AA. Happily cruising in the garden.
Several other cards in the sock drawer. A few late payments that are legit from a few years ago. I may get motivated while in the garden to contend with Synchrony and try to get a good will deletion. Utilization and inquiries are my main score dings. I tend to sit in the 650-680 range most of the time because I love hitting "apply" buttons.