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CSP Approval after 7-10 message!

Sage512MB
Frequent Contributor

CSP Approval after 7-10 message!

Figured I would move this on over to the Approved section after gardening for over half a year to get this card.

Repost from Application:

So I have been pretty distraught about the past week because I finally got the 7-10 day message on my automated call. Smiley Sad so i was waiting for my letter and begin the recon process with Chase.

So fast forward to today. The letter finally came. I open it up. And see “Please call us regarding your application.” No denial. No credit profile text. I got the verify identity letter for a 7-10 day call.

Call in, did some simple verification. (I think this might be a reason I have never seen a prequal for Chase in my life.) And...

“Congratulations Sage512MB, we were able to approve you for you Chase Sapphire Visa Signature Card.” I jumped out of my seat! The culmination of credit the last year for me and saving that last 5/24 slot payed off. My SL is 6.8K which isn’t my highest, but hey, I would have been happy with 5K base.

TLDR: Got the infamous 7-10 day message. My letter just needed me to verify my identity before approval.

Data Points:
-Pulled EX and EQ
-EX: 687
-EQ: 670
-Utilization: 2% of 11.5K
-Highest CL: 7K Disco
-Paid charge off with WF in last 2 years
-Denied for CF back in March at 630 EXP
-Oldest revolving account: December 2018
-AAofC: 2 years, 11 months
-Oldest account: installment of 7 years

Now with the holidays coming up, I got some spending I can do to hit that SUB.

Thanks to all the great advice I have gotten here in the past year! Finally got in with Chase. Smiley Happy
Message 1 of 10
9 REPLIES 9
AllZero
Mega Contributor

Re: CSP Approval after 7-10 message!

Congratulations on your approval!
Message 2 of 10
simplynoir
Community Leader
Mega Contributor

Re: CSP Approval after 7-10 message!

Congrats on your new card

Message 3 of 10
grower1
Frequent Contributor

Re: CSP Approval after 7-10 message!

Congrats Sage!!!




Message 4 of 10
M_Smart007
Legendary Contributor

Re: CSP Approval after 7-10 message!

 

Congrats ot the Chase approval!!!

 

Message 5 of 10
PutThatMoneyOnTheTable
Established Contributor

Re: CSP Approval after 7-10 message!

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Amex BCP $35k
Chase FU $11.2k
BOA Cash Rewards $35k
Comenity BJs Perks Plus M/C $14k
Cap1 QS $850
(AU), 2020 TU 801, EX 795, EQ 792
INQ ...TU-0, EX-2 EQ-3
Message 6 of 10
Steve891
Senior Contributor

Re: CSP Approval after 7-10 message!

Congrats on your CSP approval! Difinitely worth the wait! Smiley Very Happy




Message 7 of 10
coreyb80
Senior Contributor

Re: CSP Approval after 7-10 message!

Congrats on the approval!
Message 8 of 10
Drwaz99
Established Contributor

Re: CSP Approval after 7-10 message!

Awesome! Congrats!

US Bank Altitude Go 18.1k | Chase Ink Unlimited 10K | Chase Freedom Unlimited 18.5k | Chase Freedom 11.7k | American Express Gold NPSL | American Express Bonvoy Brilliant 22.5k | American Express Bonvoy Business 20k | American Express Amazon Business Prime 10k | American Express Blue Business Plus 20k | Citi AAdvantage Executive Card 14.1K | Citibusiness AAdvantage 11.9k | Citi Double Cash 15k | Barclays Aviator Red 24.3K

Fico 8s as of 05/01/2022:
Message 9 of 10
FrenchFico
Regular Contributor

Re: CSP Approval after 7-10 message!

Congratulations! I, too, am gardening for a CSR. One year to go!

Starting Score 14/6/19: EX634 EQ683 TU663
Current Score 10/20: EX 710 EQ 718 TU 701
Goal Score: 750


Take the myFICO Fitness Challenge
Message 10 of 10
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