Figured I would move this on over to the Approved section after gardening for over half a year to get this card.
Repost from Application:
So I have been pretty distraught about the past week because I finally got the 7-10 day message on my automated call. so i was waiting for my letter and begin the recon process with Chase.
So fast forward to today. The letter finally came. I open it up. And see “Please call us regarding your application.” No denial. No credit profile text. I got the verify identity letter for a 7-10 day call.
Call in, did some simple verification. (I think this might be a reason I have never seen a prequal for Chase in my life.) And...
“Congratulations Sage512MB, we were able to approve you for you Chase Sapphire Visa Signature Card.” I jumped out of my seat! The culmination of credit the last year for me and saving that last 5/24 slot payed off. My SL is 6.8K which isn’t my highest, but hey, I would have been happy with 5K base.
TLDR: Got the infamous 7-10 day message. My letter just needed me to verify my identity before approval.
Data Points: -Pulled EX and EQ -EX: 687 -EQ: 670 -Utilization: 2% of 11.5K -Highest CL: 7K Disco -Paid charge off with WF in last 2 years -Denied for CF back in March at 630 EXP -Oldest revolving account: December 2018 -AAofC: 2 years, 11 months -Oldest account: installment of 7 years
Now with the holidays coming up, I got some spending I can do to hit that SUB.
Thanks to all the great advice I have gotten here in the past year! Finally got in with Chase.