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CSP Approval after 7-10 message!

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Frequent Contributor

CSP Approval after 7-10 message!

Figured I would move this on over to the Approved section after gardening for over half a year to get this card.

Repost from Application:

So I have been pretty distraught about the past week because I finally got the 7-10 day message on my automated call. Smiley Sad so i was waiting for my letter and begin the recon process with Chase.

So fast forward to today. The letter finally came. I open it up. And see “Please call us regarding your application.” No denial. No credit profile text. I got the verify identity letter for a 7-10 day call.

Call in, did some simple verification. (I think this might be a reason I have never seen a prequal for Chase in my life.) And...

“Congratulations Sage512MB, we were able to approve you for you Chase Sapphire Visa Signature Card.” I jumped out of my seat! The culmination of credit the last year for me and saving that last 5/24 slot payed off. My SL is 6.8K which isn’t my highest, but hey, I would have been happy with 5K base.

TLDR: Got the infamous 7-10 day message. My letter just needed me to verify my identity before approval.

Data Points:
-Pulled EX and EQ
-EX: 687
-EQ: 670
-Utilization: 2% of 11.5K
-Highest CL: 7K Disco
-Paid charge off with WF in last 2 years
-Denied for CF back in March at 630 EXP
-Oldest revolving account: December 2018
-AAofC: 2 years, 11 months
-Oldest account: installment of 7 years

Now with the holidays coming up, I got some spending I can do to hit that SUB.

Thanks to all the great advice I have gotten here in the past year! Finally got in with Chase. Smiley Happy
Message 1 of 10
9 REPLIES 9
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Super Contributor

Re: CSP Approval after 7-10 message!

Congratulations on your approval!
Message 2 of 10
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Community Leader
Super Contributor

Re: CSP Approval after 7-10 message!

Congrats on your new card

Message 3 of 10
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Frequent Contributor

Re: CSP Approval after 7-10 message!

Congrats Sage!!!




Message 4 of 10
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Epic Contributor

Re: CSP Approval after 7-10 message!

 

Congrats ot the Chase approval!!!

 

Message 5 of 10
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Frequent Contributor

Re: CSP Approval after 7-10 message!

giphy.gif

Amex Blue Cash $28k
Chase FU $11.2k
BOA Cash Rewards $20k
Comenity BJ's Perks Plus M/C $10k
Cap1 QS $750 (AU), BOA Auto
March. 2020 TU 781, EX 775, EQ 776
INQ 1/6, 1/12, 2/24.......TU-0, EX-2 EQ-2
Message 6 of 10
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Senior Contributor

Re: CSP Approval after 7-10 message!

Congrats on your CSP approval! Difinitely worth the wait! Smiley Very Happy




Message 7 of 10
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Valued Contributor

Re: CSP Approval after 7-10 message!

Congrats on the approval!
Message 8 of 10
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Established Contributor

Re: CSP Approval after 7-10 message!

Awesome! Congrats!

Chase Sapphire Reserve 18.5k
Chase Freedom 11.7k
American Express Bonvoy Brilliant 22.5k
American Express Bonvoy Business 10k
Barclays Aviator Red 4k
Citi Double Cash 13.5k
Amazon Store Card 10k

Fico 8s as of 10/1/2020:






Message 9 of 10
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Regular Contributor

Re: CSP Approval after 7-10 message!

Congratulations! I, too, am gardening for a CSR. One year to go!

Starting Score 14/6/19: EX634 EQ683 TU663
Current Score 10/20: EX 710 EQ 718 TU 701
Goal Score: 750


Take the myFICO Fitness Challenge
Message 10 of 10
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