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CSP Approved with 6 month AAoA

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Anonymous
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CSP Approved with 6 month AAoA

Long time lurker, first time posting. 

 

So, a couple days back, I finally decided to jump the gun to apply for the CSP. Been itching to do it but I waited until my Freedom card was 3 months old. Did the application online and got the 30 day message and waited for a bit (like 30 minutes or so) before calling recon. Talked the the CSR and two minutes later, the person congratulated me and approved me for a $12k SL. Not bad considering my other cards are no where close to that limit.

 

Initially thought of double dipping with the CFU but then I ultimately decided not to because I have heard about chase shutdowns happening pretty frequently lately. Pretty happy with this approval and I guess I am going gardening now to help strengthen my credit score.

 

Also would like to talk about the shipping of the card. When I got approved, I told the customer rep to "expedite" the card and he told me that he did it. Then I waited out a day to check my UPSChoice dashboard to see if the tracking has been activated. It did not. So, I sent a SM to chase and the person told me that the rep only helped me to get "Express Delivery" which is through USPS and will arrive in 1-3 business days. However, he did help me process a "Rush Delivery" for my CSP that will arrive in 1-2 business days through UPS. This is something to take note when you request your Chase card to be expedited as the customer service rep might perceive it to be the other. 

 

Happy to answer any other questions!

 

My credit:

 

TU (creditkarma): 719 

EQ (creditkarma): 720

Cards: BOA Rewards ($1200), Discover ($2500), Chase Freedom ($1000), Amazon Prime Visa ($800)

Oldest credit: 11 months

Newest credit: 3 months

Payment history: 100%

Derogs: No

Utilization: ~1%

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: CSP Approved with 6 month AAoA

That’s quite the pickup given your AAoA and AoOA. Congrats.

Do you primarily bank with Chase?
Message 2 of 11
Anonymous
Not applicable

Re: CSP Approved with 6 month AAoA

 wrote:
That’s quite the pickup given your AAoA and AoOA. Congrats.

Do you primarily bank with Chase?

Yeah, I have been with them for about a year

Message 3 of 11
Batsamandrobin
Regular Contributor

Re: CSP Approved with 6 month AAoA

Congrats on your approval and on a hefty SL!

Message 4 of 11
Anonymous
Not applicable

Re: CSP Approved with 6 month AAoA

Congrats on approval , nice SL

Message 5 of 11
Anonymous
Not applicable

Re: CSP Approved with 6 month AAoA

It’s a great card. Congratulations!!
Message 6 of 11
AverageJoesCredit
Legendary Contributor

Re: CSP Approved with 6 month AAoA

Your lineup is amazing considering your credit history. Well doneSmiley Happy
Message 7 of 11
luxlight
Regular Contributor

Re: CSP Approved with 6 month AAoA

Getting two chase cards with less than a year AAoA Smiley Surprised

 

I didn't realize power like this was attainable



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 8 of 11
Anonymous
Not applicable

Re: CSP Approved with 6 month AAoA

Congratulations! Do you know your fico scores by chance?
Message 9 of 11
Anonymous
Not applicable

Re: CSP Approved with 6 month AAoA


@luxlight wrote:

Getting two chase cards with less than a year AAoA Smiley Surprised

 

I didn't realize power like this was attainable


That's three chase cards including the Amazon Prime card

Message 10 of 11
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