CSP Auto CLI

[Anonymous]

I know how rare these are and how people always ask how to get them, so I figured I'd add my data point. Also, I'm very surprised by this. Anyway. Approved December 5, 2017 for $5000. Spent ~$4600 on first statement, ~$1000 on the second statement, and ~$300 on the third statement. Got an alert today from Experian that my limit was raised to $7500. My scores have hung around the 740s from approval until now. Approved for 3 cards after this one that have reported to my credit reports. Got about 6 new inquiries between all 3 agencies. Really, I'm a little confused why I got the CLI. I'm thinking it's because I almost maxed the card out during the first statement and then didn't use it as much. Perhaps they think that the reason I'm not using it is because the limit was insufficient? I don't know. But I'm happy. If I left anything out, please ask.

[AverageJoesCredit]

What color was the auto?

[Anonymous]

Congrats on your increase...keep up the good work!!

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@Anonymous

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[jl4]

Congrats! My grandmother would probably say "don't look a gift horse in the mouth" or some such. In other words, don't ask questions. Just take the generosity and don't give them a reason to change their mind. 🙈

[simplynoir]

Congrats on the rare auto-CLI from Chase!

[Anonymous]

I think you were sort of low-balled on your SL to be honest, just based on your scores and getting the minimum $5k SL.  No doubt your first cycle spend nearly using the entire limit helped, but I think that the fact that they started you as low as they could on that card played a role here in you grabbing that auto CLI.

[Anonymous]

Congrats on the elusive Chase auto-CLI.

[Anonymous]

I had a similar thing happen.  I was approved for the CSP card in mid March, 2018 with a starting limit of $5,000.  Within the first month, I put about $3,000. on the card, and about $1,000, the second month, and less than $500, the third.  I'd paid off all but about $1,200 as of early June.  Toward the end of June Experian notified me of a change to my credit score, and when I reviewed the change, I discovered Chase had doubled my limit to $10,000.  I thought it must have been a mistake, so I logged into my Chase account, and there it was, the increased limit.  I don't know what I did to cause the increase, but I'll take it.  And congratulations on your CLI, too!

[pizza1]

I wish my Amazon Visa would get an auto, LOL..Im just lucky to even have it right now. Congrats to you!