In response to the spend pattern: I don’t mind at all sharing ;-). Every statement a balance has reported. It’s been from $79 (last statement) to $1000+. I do make payments during a statement period, but I do not follow AZEO with my cards to begin with, no reason to at the moment.
EDIT: To clarify, I do not carry balances so as to pay interest, I know this can get cloudy with the “PIF,” term at times.