cancel
Showing results for 
Search instead for 
Did you mean: 

CSP Instant Approval

tag
icetrap06
Regular Contributor

CSP Instant Approval

I've been waiting a while to get this card.  After getting a card from my credit union with a 12k limit, I was feeling confident and decided to apply.  I thought I may have to call and recon a little, but it was approved instantly (5k limit).

 

I remember members in the past getting an expedited shipment, does this have to be requested?

 

Anyways, I now have all of the cards that I was looking for.  I'm off to the garden for a while.

 

*On a side note, I requested a CLI with American Express, but got the 7 days message (not sure if they do instant approval).*

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 | TU- 742 | EX - 691
Message 1 of 8
7 REPLIES 7
myjourney
Super Contributor

Re: CSP Instant Approval

Congrats on the CSP

The 7-10 day message does not mean your denied 

Some have gotten an email later saying approved and with the holiday today hopefully this is the case with you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 8
mnavas
Frequent Contributor

Re: CSP Instant Approval

Congrats on the approval! You'll love this card and yes you need to call (1-800 493 3319) and request the expedited shipment. You can all request the EMV chip (if you want that) otherwise you will get one without it.

As for AMEX Normally they do instant decision but in some cases they're not able to do so because you are either requesting the increase when you're not eligible or your request needs further review. You'll get a e-mail with a link to check the status of your CLI.
Message 3 of 8
coldnmn
Mega Contributor

Re: CSP Instant Approval

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 8
icetrap06
Regular Contributor

Re: CSP Instant Approval

Thanks for the tips everyone.  I did call, they already shipped mine to arrive in 3-5 business days (wow, they are fast).  I really didn't expect them to ship until today given yesterday was a holiday.  Oh well, I can wait an extra day or two for the cards arrival.

 

Now just waiting to see what AMEX decides.

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 | TU- 742 | EX - 691
Message 5 of 8
alvon123
Super Contributor

Re: CSP Instant Approval

congrats


Message 6 of 8
yudeology101
Senior Contributor

Re: CSP Instant Approval

Congrats on your approval and welcome to CSP family.  All apps made after Nov. 18 for the CSP should come w/ the EMV as the standard feature, so you should get yours w/ it. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 7 of 8
icetrap06
Regular Contributor

Re: CSP Instant Approval


@yudeology101 wrote:

Congrats on your approval and welcome to CSP family.  All apps made after Nov. 18 for the CSP should come w/ the EMV as the standard feature, so you should get yours w/ it. 


Thanks for the FYI and warm welcome.  Looking forward to getting the card.  Quick question though.  My card has a 5k limit, but I thought I remembered hearing that you can actually charge more, as long as the balance is paid on the next billing cycle (like a hybrid NPSL).  Didn't see it listed on the application site though, so I won't even go there without confirming.

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 | TU- 742 | EX - 691
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.