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CSP Xmas Gift w/Sub-700 scores

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JoeLuvsHisCredit
Valued Contributor

Re: CSP Xmas Gift w/Sub-700 scores

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Message 11 of 20
dudefromtx
Established Contributor

Re: CSP Xmas Gift w/Sub-700 scores

Very nice SL! Congrats on your approval!

Message 12 of 20
Conceptual23
Frequent Contributor

Re: CSP Xmas Gift w/Sub-700 scores

Congrats on the approval and for somehow being > 5/24.  I don't understand how people do it.  Congrats again.

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+





Business Cards:


Message 13 of 20
coreyb80
Super Contributor

Re: CSP Xmas Gift w/Sub-700 scores

Congrats on the approval!

Message 14 of 20
BuildingBetterCredit2020
New Contributor

Re: CSP Xmas Gift w/Sub-700 scores

Just to give a few DPs for those interested:

 

F8 Scores at time of application-

EQ-687, TU-693, EX-694

 

5 HPs showing on my credit report

 

Last 2 cards accepted for - 6/2020 & 12/2019

 

FIVE 30-day baddies from 2014/2015 (3 of them with JPCB!); had a financial hardship at the time.

 

1 Verizon CO that I've fought tooth and nail to get removed to no avail.



Sept 2023

Message 15 of 20
gdale6
Moderator Emeritus

Re: CSP Xmas Gift w/Sub-700 scores

Sweet, grats on the very useful CSP Smiley Happy

Message 16 of 20
ACN323
Regular Contributor

Re: CSP Xmas Gift w/Sub-700 scores

Congrats on your CSP approval! 

Started at 490 in Dec.18’'
EX8 740 EQ 756 TU 753
Discover IT $4.7k
Apple Card $2.5k
Amex BCE $10k
Amex Delta Gold $15k
Citi LL Bean $5.4k
Synch Adorama $2k
Chase Sapphire Preferred $8.4k
Message 17 of 20
Iusedtolurk
Established Contributor

Re: CSP Xmas Gift w/Sub-700 scores


@BuildingBetterCredit2020 wrote:

Just to give a few DPs for those interested:

 

F8 Scores at time of application-

EQ-687, TU-693, EX-694

 

5 HPs showing on my credit report

 

Last 2 cards accepted for - 6/2020 & 12/2019

 

FIVE 30-day baddies from 2014/2015 (3 of them with JPCB!); had a financial hardship at the time.

 

1 Verizon CO that I've fought tooth and nail to get removed to no avail.


Congrats on the nice SL and showing YMMV when applying for credit with issuers who have not generally shown they deviate from set accepted data points for approval. I always saw that 5/24 was auto denial.

 

I see now that it just gives you the better likelihood of approval but not a 100% denial.

Message 18 of 20
CreditMagic7
Mega Contributor

Re: CSP Xmas Gift w/Sub-700 scores

Congrats on the new Holiday Season approval!

Message 19 of 20
randomguy1
Valued Contributor

Re: CSP Xmas Gift w/Sub-700 scores

Congrats on the approval, enjoy! Don't forget to activate your perks (Door Dash for example) and check on the Chase offers frequently.

Message 20 of 20
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