cancel
Showing results for 
Search instead for 
Did you mean: 

CSP approval for DW!

tag
DrZoidberg
Established Contributor

CSP approval for DW!

Hello all, I would like to share a recent approval.

 

She was approved with a $15.8k CL. 

 

 

My DW has only 3 cards; Amex BCP, BoA Cash Rewards and Chase SW. She has an above 800 score and has zero inquiries. We have talked about the CSP and she is going to Hawaii for business soon and I wam going to meet her after her shifts are done for a vacation. We will reach our $3k spending by paying for this alone and hopefully get the bonus points in time. If not, not big loss. 

 

Oh, also added me as an AU (even though I have one) to get the extra 5k bonus points. 

 

 

Message 1 of 11
10 REPLIES 10
MsLadyRover
Valued Contributor

Re: CSP approval for DW!

Congrats DW!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 2 of 11
EW800
Valued Contributor

Re: CSP approval for DW!

Congratulations!!

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 3 of 11
BigBS
Senior Contributor

Re: CSP approval for DW!

Congrats to her!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 11
gdale6
Moderator Emeritus

Re: CSP approval for DW!


@DrZoiberg wrote:

Hello all, I would like to share a recent approval.

 

She was approved with a $15.8k CL. 

 

 

My DW has only 3 cards; Amex BCP, BoA Cash Rewards and Chase SW. She has an above 800 score and has zero inquiries. We have talked about the CSP and she is going to Hawaii for business soon and I wam going to meet her after her shifts are done for a vacation. We will reach our $3k spending by paying for this alone and hopefully get the bonus points in time. If not, not big loss. 

 

Oh, also added me as an AU (even though I have one) to get the extra 5k bonus points. 

 

 


Grats to DW CSP Smiley Happy

Message 5 of 11
striehl8212
Frequent Contributor

Re: CSP approval for DW!


@DrZoiberg wrote:

Hello all, I would like to share a recent approval.

 

She was approved with a $15.8k CL. 

 

 

My DW has only 3 cards; Amex BCP, BoA Cash Rewards and Chase SW. She has an above 800 score and has zero inquiries. We have talked about the CSP and she is going to Hawaii for business soon and I wam going to meet her after her shifts are done for a vacation. We will reach our $3k spending by paying for this alone and hopefully get the bonus points in time. If not, not big loss. 

 

Oh, also added me as an AU (even though I have one) to get the extra 5k bonus points. 

 

 


Congrats!!

March 2014: EX 693 I EQ 672 I TU 694
September 2014: EX 721 I EQ 741 I TU 742
Message 6 of 11
DrZoidberg
Established Contributor

Re: CSP approval for DW!

Just got a notification, it was a TU pull. They usually pull Ex.

Message 7 of 11
alvon123
Super Contributor

Re: CSP approval for DW!

congrats to DW


Message 8 of 11
-Wade-
Valued Contributor

Re: CSP approval for DW!


@DrZoiberg wrote:

Hello all, I would like to share a recent approval.

 

She was approved with a $15.8k CL. 

 

 

My DW has only 3 cards; Amex BCP, BoA Cash Rewards and Chase SW. She has an above 800 score and has zero inquiries. We have talked about the CSP and she is going to Hawaii for business soon and I wam going to meet her after her shifts are done for a vacation. We will reach our $3k spending by paying for this alone and hopefully get the bonus points in time. If not, not big loss. 

 

Oh, also added me as an AU (even though I have one) to get the extra 5k bonus points. 

 

 


Congrats to you DW on her approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 11
Anonymous
Not applicable

Re: CSP approval for DW!

Congrats!
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.