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CSP finally on my own

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Established Member

CSP finally on my own

So ive been aiming for this card for a while... Made my wife apply and she got it no problem. Now my credit is not as stellar as hers so i waited and cleaned up my act. Now it was my turn i applied last week and after having to endure the 30 day message to then the 7-10 message via robo lady... finally got approved today 8K starting limit... i know it may not be much but im super thrilled that i was able to get this card...

all my scores are about 675-700 fico

util 40%

income 70K

aaoa 2.5 years

never been late no derogs paying down all my cards multiple times a month.

 

NOw i just have to get a AMEX SPG card and that will set up my honeymoon and i will be gardening until we end up buying a house in a couple years.

 

 

sorry i forgot Smiley Very HappySmiley Very HappySmiley Very HappySmiley Very Happy

 

Message 1 of 12
11 REPLIES 11
Valued Contributor

Re: CSP finally on my own

Congrats OP! Feels great to finally get the card you've been wanting!
Message 2 of 12
Frequent Contributor

Re: CSP finally on my own

Congrats!!!

Message 3 of 12
Frequent Contributor

Re: CSP finally on my own

Super Congrats, this is by far my favorite card, and my go to card when overseas! 


BK 7 Discharged: 05/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 4 of 12
Established Member

Re: CSP finally on my own

decided to go gardening but still trying to figure out if i should apply for that spg card... thats the last piece of my puzzle... if i get that with the spg points im getting i will be having a 1 week honeymoon in hawaii for only 200 bucks 

Message 5 of 12
Valued Contributor

Re: CSP finally on my own

Congrats OP! That's a great card with a lot of benefits. 

Enjoy!


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 6 of 12
Established Contributor

Re: CSP finally on my own

Congrats on the csp it's an awesome card!
Message 7 of 12
Valued Contributor

Re: CSP finally on my own

Congrats on your Chase approval. Your hard work and waiting paid off

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 8 of 12
Valued Contributor

Re: CSP finally on my own

Congratulations to you, Vwtub! $8K is an amazing SL, and one that I would be very proud of! Paying your cards multiple times during the month is good planning, and will knock down your overall utilization to a healthier percentage. Good luck if you decide to app for the Amex card! Smiley Happy P.S. Enjoy your Hawaiian honeymoon, too!

Message 9 of 12
Valued Contributor

Re: CSP finally on my own

Congrats on your approval!Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 10 of 12
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