Hey all,
It's been quite a while since I've been here! Well, to the point - I was paying my Chase Freedom card the other day (high spender....$12 HULU monthly payment is the only thing on there) and saw the "You're already approved for CSP with $23,000 limit!" notification on my home page so of course I came to these boards to research a bit, also looked on Reddit - I'm not going to be doing anything crazy here in the next year so I decided I could afford the HP - went for it, instant approval for the terms in the title. I can't complain.
Also has the 60k bonus miles with $4k spend in first 3 months to boot
As info - my signature info is way out of date, my scores are around 690 for EQ and TU as of late - had a baby and another on the way, unfortunately we've been living beyond our means. Not to mention just had a surgery for my German Shepherd that set me back near $2500 that was completely unexpected...I need to sell some hockey jerseys and my rental house to pay off some stupid debt...
However, my last inquiry was about 3 years ago and I've had a solid, running relationship with Chase for well over 8 years now, I don't know that I've ever really carried a balance on my Freedom, just keep it alive with minor recurring charges. Let me know if anyone has questions!
Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board
Total Credit Line - $186,050 | Utilization - 16.8%
