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CSR Approval

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Valued Member

CSR Approval

Hello,
Just wanted to get a point of reference on APR's others have gotten on their CSR. My SL is 28.6k APR is 23.24.

My scores were around 720.

It's a solid SL, but does APR seem high?
Message 1 of 19
18 REPLIES 18
Senior Contributor

Re: CSR Approval

Congrats on your approval and monster SL !!!!

what income you provide ?

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 19
Valued Member

Re: CSR Approval

Thank you!

Income provided was $130k annually
Message 3 of 19
Valued Contributor

Re: CSR Approval

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Approval and your LEGENDARY SL!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) | BBVA Compass Rewards VS $10.5K |
Apple Card MC $6K | NFCU cashRewards $1K
TCL - $114K+ | Rebuilding since April 2018
Message 4 of 19
Valued Member

Re: CSR Approval

Thank you!
Message 5 of 19
Valued Contributor

Re: CSR Approval

Sweet! Congrats on your new CSR card! Smiley Happy






Message 6 of 19
Valued Member

Re: CSR Approval

Tyvm!
Message 7 of 19
Valued Member

Re: CSR Approval

Congrats and nice SL.  I was approved for CSR back in Oct '18 with SL of $ 14,600 and APR of 22.24%.  At the time my scores were maybe 10-15 points higher than yours with slightly higher reported income.  The APR range on the CSR is currently 19.24% to 26.24%, so you didn't get the best nor the worst rate.  However, if you always PIF on or before the due date, the APR is irrelevant.





Message 8 of 19
Valued Member

Re: CSR Approval

EDIT: I’m so sorry for not reading the thread thoroughly. I have the CSP, not the Reserve. I want the CSR but I won’t apply until my scores are higher.

I was approved in October ‘18.

My APR is 25.24% and my SL is $12K. Income is about $120K.
Message 9 of 19
Frequent Contributor

Re: CSR Approval

115F4_congarats.gif

Awesome SL!

$1,000 is a lot to owe, yet little to have.
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Message 10 of 19
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